National Underwriter Life & Health

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Articles in October, 2004 issue of National Underwriter Life & Health

• Required minimum distribution planning with trusts: more IRS flexibility? Recent private letter rulings may reflect a trend
  by April Caudill
• 3 retirement stumbling blocks to watch for
  by Jennifer Davies
• Message at NAVA: keep it simple
  by Jim Connolly
• Different channels need different brand strategies
  by Jim Connolly
• Government-backed health reinsurance proposal could cut insurance rates: experts
  by Allison Bell
• New tax bill changes rules on non-qualified deferred comp plans: provisions should bring some certainty to the market
  by Arthur D. Postal
• The real value of nonforfeiture benefits: nonforfeiture regulations must change with the times to protect consumers
  by Andy Ware
• Something to spark LTC
  by Steve Piontek
• Fast action on no-brainers
  by Steve Piontek
• House panel moves to reform insurance sales to military
  by Matt Brady
• Success starts with mutual commitment
  by Heather Moir-Dangler
• Fixed annuities: the opaque financial product
  by Jack Marrion
• The SEC one year after the Canary scandal
  by Jeffrey S. Puretz
• DOL creates safe harbor for automatic cash-outs of small retirement plan accounts
  by Allison Bell
• Retirement plan participation picks up, EBRI says
  by Trevor Thomas
• Low-cost technologies impact quality of care
  by Evan Adams
• Spitzer probe expands to life and health insurers
  by Jim Connolly
• Analysts on the impact
• Some of 'our boys overseas' have gray hair: advisors should be aware of laws affecting boomer citizen soldiers on active duty
  by Allison Bell
• Fisher resigns as Oklahoma commissioner
  by Daniel Hays
• Terrific trail blazers
  by Jack Bobo
• Proposed reservist protection reg covers health and 401(k) benefits
  by Allison Bell
• The suitability requirement in the sale and regulation of VAs
  by Mary-Pat Cormier
• The four horsemen of the annuity world: these trends will drive much of what happens in the next 5 years
  by Timothy C. Pfeifer
• Mixed regulatory decisions on telemarketing
  by Arthur D. Postal
• GAO criticizes Medicare test PPOs
  by Allison Bell
• Aging America still needs permanent life insurance
  by Marc Levy
• Making the case for longevity insurance: here's a tale about annuitization and grandmothers
  by Moshe A. Milevsky
• More life reinsurance deals head offshore: the Guideline Triple-X reserving requirement is the primary driver of reinsurers in offshore reinsurers
  by George P. McKeon
• What if Goliath had won?
  by Jack Bobo
• Life insurance a mature business? No way, says Greenberg
  by Trevor Thomas
• Full disclosure: UL policy design objectives
• Pre-retirement planning at the last minute
  by Patrick A. Lang
• Full disclosure's universal life report
  by Roger L. Blease
• When boomers should consider refinancing
  by Trevor Thomas
• Life reinsurance assumed remained steady
  by Jim Connolly
• Seniors have some advice about retirement for boomers: insights for attaining a 'successful retirement'
  by Linda Koco
• Death benefits payout exceeded value, says NAVA
  by Trevor Thomas
• Data mining technology helps insurers detect health care fraud
  by Christopher Dorn
• 2001 CS0 products? Somewhere in the pipeline
  by Kent Scheiwe
• Action on TRIA extension not likely until next year
  by Arthur D. Postal
• The newest buzz at companies? 'Risk management on steroids': thinking about risk in a different way
  by Jim Connolly
• COLI market poised for rebound
  by Stephen Piontek
• Psychoanalysis has met investing. What does it mean for advisors? Behavioral finance is the study of why investors think and do what they do about money and investing
  by Greg Salsbury
• House OKs military sales bill
  by Matt Brady
• Reports of the high-net-worth market being saturated are highly exaggerated
  by Walter Zultowski
• Power tool combo: life and annuities together
  by Richard Baier
• How to maximize safety in fixed annuities
  by Danny Fisher
• Monthly averaging in index annuities: who needs it and how to sell it: helping clients understand the product
  by Gail Van Dalen
• Why commoditization is here--and what to do about it
  by Linda Koco
• Carriers find HIPAA compliance manageable: complexity won't prevent insurers from meeting deadlines
  by Matt Brady
• Scottish Re to acquire big block from ING Re
  by Jim Connolly
• Feds join military sales probe
  by Arthur D. Postal
• Adjusting for tax changes is the key to a winning estate planning strategy: estate owners need offensive, defensive and often preemptive strategies
  by John S. Budihas
• Committee adds group life to TRIA
  by Arthur D. Postal
• Keys to professional growth
  by Warren S. Hersch
• Fixed annuity future looks bright.
  by Matthew Drinkwater
• Insurance tech: bet, raise or stand pat?
  by Ara C. Trembly
• Low cost boosts take-up rates of ancillary benefits
  by Allison Bell
• 401(k) experts call for more reporting on plan fees and cost: American Society of Pension Actuaries recommends more disclosure
  by Allison Bell
• LIAM is gone, long live LIAM!(The Editor's Edge)(LIFE Insurance Awareness Month)
  by Steve Piontek
• Avoiding sour reactions when working with a re-branded annuity: establish what's important to clients and advisors about a brand
  by RobertHoladay
• IRS hungry to tax demutualization payouts
  by Arthur D. Postal
• Reinsurance will help shape income planning products
  by Jim Connolly
• AARP survey sheds light on how informed LTCI buyers are
  by Jim Connolly
• Focus on all aspects of life when planning for retirement.
  by Joseph Guyton
• Boomers flunk LTC IQ Test
  by Trevor Thomas
• What the industry didn't get
  by Arthur D. Postal
• KPMG poll captures opinion on the industry's state
  by Jim Connolly
• Mutuals lose Sec. 809 tax fight for 2004
  by Arthur D. Postal
• Exploring all options means better solutions and more sales
  by Wilma G. Anderson
• One Card System: "why do 4 out of the top 5 life insurance companies rely on the original One Card System to grow top flight agencies and agents?".
  by Bill Wienhoff
• What if the client gets a divorce? Advisors should know about the Qualified Domestic Relations Order
  by Jane Warner
• Stock insurers would gain long-sought tax relief in bill
  by Arthur D. Postal
• Variable annuities are for retirement--really
  by Norse N. Blazzard
• Group disability sales increase 2%
  by Allison Bell
• Health insurers seen benefiting from e-prescribing
  by Ara C. Trembly
• Too much noise
  by Steve Piontek
• California proposes regulations
  by Jim Connolly