Testing protocols for mold claims: how many times has a claim file landed on the desk of an adjuster or defense attorney with little more than one or two mold test reports and a huge bill for remediation that already has been completed? How does the adjuster or defense attorney evaluate the validity of the mold claim or the remediation costs?

Claims, May, 2005 by Shelley, T. McRoy, III

When claimants are demanding immediate action, how does an adjuster or attorney properly handle potential mold claims that may involve responsible third parties in order to preserve third-party claims that may eventually end up on the desk of other adjusters or attorneys?

Although the weight of scientific evidence is against most major personal injury claims, the effects of mold on allergies, asthma, and infections in medically fragile individuals are well known and documented. In addition, the public perception of mold as a health risk has greatly increased the potential cost of any water loss claim. Therefore, proper handling of actual or potential mold claims is crucial to avoid allegations of bad faith and to preserve possible claims against third parties....

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