Financial Services Industry
Industry: Email Alert RSS FeedAnnual report to the Congress on retail fees and services of depository institutions.
Financial Update, July, 2003
The Financial Institutions Reform, Recovery, and Enforcement Act of 1989 required the Board of Governors of the Federal Reserve System to report annually on discernible changes in the cost and availability of certain retail banking services and on correlations, if any, between these changes and increases in deposit insurance premiums. The act further specified that these reports be based on annual surveys of samples of insured depository institutions that are representative in terms of size and location.
Provisions of the Riegle-Neal Interstate Banking and Branching Efficiency Act of 1994 and the Economic Growth and Regulatory Paperwork Reduction Act of 1996 expanded the required contents of the report to include separate treatment of the trends in the cost and...
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