A plan for achieving your goals: the 8 rules to assembling a fund portfolio--plus three ready-to-run examples.(Cover story)

Kiplinger's Mutual Funds, March, 2006 by Goldberg, Steven T.

SCOTT AND HEATHER Connell won't retire for three decades. But the Delray Beach, Fla., couple are already preparing for life after work. They contribute the maximum to their 401(k) plans and sock away money in taxable accounts. "My father instilled in me the importance of saving and investing," says Scott, 30. "It's vital. Everyone wants to retire, but so many people never map out how to get there. We're starting young because we want to make sure we have enough to live well."

Whatever your investment goal--retirement, college for your children or a new house, for example--we'll help you build a first-rate investment plan to reach it. "8 Virtues of Great Funds," on page 16, explains how to pick first-rate funds. But that's just half the job. You also need...

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