ADA ruling seen positive for EPL insurers. (Employment Practices Liability Insurance).(Americans with Disabilities Act, employment practices liability)

National Underwriter Property & Casualty-Risk & Benefits Management, February, 2002 by McDonald, Caroline

A U.S. Supreme Court ruling on the Americans with Disabilities Act in January is viewed as a triumph by insurers and employers. Although they are happy to see the scales tip in their favor, some experts say their chief concern has been claims for racial and sexual harassment. The ruling in Toyota Motor v.

Williams, which establishes that an impairment must be long term and must substantially limit the performance of major activities important to daily life, is part of a series of cases that have gradually shaped the law, said Michael Maloney, assistant vice president and EPL product manager for Chubb & Sons in Simsbury, Conn. Although Chubb's book of business is mostly driven by race and gender discrimination claims, Mr. Maloney said: "If there are a...

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