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Small business at tipping point on insurance.(Viewpoint essay)
Crain's Detroit Business, April, 2007 by Fowler, Rob
Byline: Rob Fowler During Cover the Uninsured Week, which was last week, I couldn't help but think it's worth noting that historically, small businesses offered health insurance for a variety of reasons: recruitment, retention, reducing absenteeism, competing with the big businesses for labor, because it was the "right thing to do,'' and because the owner wants/needs it.
However, that is changing. The 2006 Michigan Employer Health Insurance Survey of 1,261 Michigan employers found that 60 percent reported offering health insurance to at least some employees, but 40 percent did not offer health insurance to any employees. The survey shows we're near the tipping point where small businesses believe it is not necessary to offer health insurance in order to...
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