Limiting mental LTD benefits doesn't violate ADA, ruling says. (two-year limit on long-term mental disability benefits not a violation of Americans with Disabilities Act)

Business Insurance, August, 1997 by Roberts, Sally

CINCINNATI - Employers and insurers that cap long-term disability benefits for mental illnesses and not physical impairments are not in violation of accommodation provisions of the Americans with Disabilities Act, a federal appeals court has ruled. In a much-anticipated decision, the full 6th U.S.

Circuit Court of Appeals ruled Aug. 1 that employer-provided long-term disability plans are not goods offered by a place of public accommodation and therefore are not subject to Title III of the ADA. The 8 to 5 decision reverses a three-judge panel decision last October that said Title III of the ADA not only prohibits discrimination in terms of physical access to places of public accommodation but also prohibits discrimination in terms of goods and services - including...

Read the rest of this article with a Free Trial at HighBeam Research.

Premium Content Partnership | HighBeam Research provides an in-depth online archive library of reference works.