Business Services Industry

Insurer liability broadened ; Labor Department nullifies NCCI black lung endorsement.

Business Insurance, January, 2001 by Fletcher, Meg

Coal mine operators may want to contact their workers compensation insurers to find out what, if any, federal black lung claims the insurers may have rejected under a policy endorsement that has limited insurers' liability for more than 16 years. The 1984 endorsement, which was prepared by the Boca Raton, Fla.-based National Council on Compensation Insurance, was widely used by insurers until it recently was outlawed by the U.S.

Department of Labor as part of new regulations updating the Black Lung Benefits Act. These regulations went into effect Jan. 19. The issue arose in 1997 during a regulatory drafting session, when NCCI spokesmen told Labor Department officials that the 1984 endorsement had previously been approved in writing by Labor Department...

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