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The Record, Hackensack, N.J., Your Money's Worth column.

Knight Ridder/Tribune Business News, July, 2004

By Kevin DeMarrais, The Record, Hackensack, N.J. Knight Ridder/Tribune Business News

Jul. 11--TEN PERCENT OFF NEVER GETS OLD: There are two ways to approach a birthday: Moan about getting older or look at the benefits that extra year will bring.

I prefer the latter as I approach a milestone birthday on Tuesday. Much as I welcomed birthday No. 17 (driver's license) and No. 18 (legal drinking age in New York at that time), I look forward to No. 62 because it affords me a slew of new discounts and savings.

I could even retire and start collecting Social Security, although doing so would result in a 25 percent cut in monthly payments.

I'm not ready for that, but as of Tuesday, I can visit any New Jersey state park -- including the...

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