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Purdue Expert: Make a List Before Charging Into Holiday Shopping.

AScribe Business & Economics News Service, December, 2007

Byline: Purdue University

WEST LAFAYETTE, Ind., Dec. 6 (AScribe Newswire) -- Three steps can help you avoid piling up credit card debt during the holiday shopping season, says a Purdue University Extension specialist in the Department of Consumer Sciences and Retailing.

"Make a plan, set limits and keep track of what you're doing," Elizabeth Kiss says. "Decide how much you can afford. It's especially good to let the entire family know there will be one or two big things and the rest may be smaller. "

Kiss says purchasing expensive gifts may not be necessary for everyone on your list.

"Think carefully about who all you need to buy a gift for and what's expected," she says. "Does a person really want a gift or would they really prefer...

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