Financial Services Industry
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Financial Adviser, May, 2007
buy-to-let
chelsea building society
Type: Fixed-rate products.
Description: Chelsea Building Society has introduced a new selection of two-year fixed-rate products. A 5.49 per cent rate is set to 1 June 2009 with a fee of AGBP2950. A 5.8 per cent two-year option comes with a fee of AGBP995. For re-mortgages only, there is a 6.1 per cent fixed rate. This product comes with the incentive of free valuation and free legal fees. The maximum loan-to-value is 85 per cent.
Conditions: The minimum rental income cover for these products is 110 per cent of the product. Early redemption charges are set at 4 per cent until the end of the fixed period. Clients may make overpayments of 20 per cent of the capital annually.
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