Final Results.

PR Newswire UK Disclose, January, 2005

   American Express Reports Record Earnings and Revenues for Fourth Quarter 
                              and Full Year 2004 
 
             Results Reflect Strong Growth in Cardmember Spending 
                         and Excellent Credit Quality 
 
    NEW YORK, Jan. 25 -- American Express Company today reported record net 
income of $896 million for the fourth quarter, up 17 percent from $763 million a 
year ago. Diluted earnings per share (EPS) rose to $0.71, up 20 percent from 
$0.59 a year ago. 
 
 
               (Dollars in millions, except per share amounts) 
 
                      Quarters Ended   Percentage     Years Ended   Percentage 
                        December 31,    Inc/(Dec)     December 31,   Inc/(Dec) 
                       2004      2003...

            
        
    
    	    
                
                
	

		

					 
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