Financial Services Industry
Industry: Email Alert RSS FeedPhoenix launches ROP term.(Life)(return-of-premium option)(Brief Article)
Best's Review, November, 2005 by Panko, Ron
The Phoenix Companies in September announced a return-of-premium option for its term life products, available through a rider on 10-, 20- or 30-year level-premium policies. Under the rider, which increases the cost, if the insured is living at the end of the term, the policy owner receives an income-tax-free refund of premiums paid for both the base policy and the option.
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