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Best's Review, April, 2009

Protective Life Insurance Co. A.M. Best Company # 06962 Distribution: Independent agents, broker/dealers, direct Lincoln National Life Insurance Co.

A.M. Best Company # 06664 Distribution: Wirehouses, regional broker dealers, banks, independent planners Jackson National Life Insurance Co.

A.M. Best Company # 06596 Distribution: Independent agents, brokers, banks

Zurich Financial Services Group A.M. Best Company # 86976 Distribution: Multi-channel

Travelers Group A.M. Best Company # 18674 Distribution: Independent agencies and brokers, affinity group marketing, joint marketing, Internet

For ratings and other financial strength information about these companies, visit www.ambest.com.

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