Most Recent Articles from ABA Banking Journal

• Banking's top performers: the best got there by attracting low-cost deposits and focusing their lending on (or benefitting from) healthy economic sectors.(Company rankings) 

  Community banks did not dominate the headlines in the past 12 months, but they shared in much of the turmoil. The continuing decline in credit...

  06/01/09 · More from publication

• Ramp-up coming for fair-lending enforcement: Veterans expect Justice Department to bring more energy to fair lending, including new targets--among them, loan modifications.(COMPLIANCE REPORT) 

  [ILLUSTRATION OMITTED] The opening bars of the Obama Administration's fair-lending enforcement overtures have a somewhat familiar air to them,...

  06/01/09 by Cocheo, Steve · More from publication

• Reg O allows executive officers two first liens.(MAILBOX)(Interview)(Brief article) 

  Q. One of our executive officers currently has a first-lien mortgage on his primary residence and wants to purchase a second home. Can he have...

  06/01/09 · More from publication

• For servicemember relief, they've got to be on the loan.(MAILBOX)(Brief article) 

  Q. Our bank has received a request for relief under the Servicemembers Civil Relief Act (SCRA). The borrowers are the wife of a reservist who is...

  06/01/09 · More from publication

• RESPA once or RESPA twice?(MAILBOX)(Brief article) 

  Q. Let's say that a customer applied for and obtained a home equity line of credit in July 2007. Then in October 2008 the same customer modified...

  06/01/09 · More from publication

• Reg E: When is an affidavit "written"?(MAILBOX)(Brief article) 

  Q. Regulation E allows a financial institution to require the consumer to give written confirmation of an error within ten business days of an...

  06/01/09 · More from publication

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