The Heart of the Matter

US Banker, June, 2004 by Michael dumiak

Bill Horning knew when Wrinkles went that it would get bad. It did.

Wrinkles was his Aunt Jane's dog. Aunt Jane was 82. It's a common thing, the start of a spiral; it can come from anything at that age. She loved that dog.

Not one to speak with strangers, always private or even standoffish, Jane became reclusive after she gave up the family place in Minneapolis. Then forgetful. Soon she was in a hospital rest home. "She got very depressed and lonely. She took a fall and went to the hospital. She took another fall," Horning says. "Then she wasn't eating properly and things were getting very bad."

Horning, one of the last living members of Jane's immediate family, flew out with his wife from New York. He invited Harriet Thompson, Jane's 88-year-old cousin and...

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