Financial Services Industry
Industry: Email Alert RSS FeedSenate Banking Committee Includes ID Theft Provisions In FCRA Reauthorization
Credit Union Journal, The, September, 2003 by Ed Roberts, Washington Bureau Chief
The Senate Banking Committee quickly approved a reauthorization of the Fair Credit Reporting Act last week, sending the bill that preempts state credit laws on to a vote by the full Senate.
The bill approved by the committee would provide a permanent reauthorization of seven federal preemptions of state laws sought by credit unions and includes several provisions aimed at fighting identity theft that are not included in the version of the bill passed by the House earlier this month.
The burden of the identity theft provisions, which are being championed by Sen. Richard Shelby, chairman of the committee, would fall on the three major credit bureaus by requiring them to provide free credit reports annually to allow consumers to review potential errors or fraudulent...
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