Summary of Insider Trading as Reported in FIRST CALL/Thomson Financial INSIDERS' CHRONICLE

First Call/Thomson Financial Insiders' Chronicle, July 26, 1999

The sell:buy ratio of Insider transactions is normally weighted about 2 to 1 in favor of sellers. Any sustained deviation from the norm in favor of buyers is generally interpreted by the market as bullish. Conversely, the market generally interprets sustained deviations on the sell side as bearish.

            No. of Trades              No. of Shares

Issue                    Ratio
Date      Buy   Sell   Sell:Buy       Buy            Sell

7/26      628    827     1.3:1      6,322,473     39,968,896
7/19      916   1348     1.5:1     12,238,779    106,069,984
7/12      269    284     1.1:1      3,217,982     10,645,154
7/5        99    134     1.4:1      3,337,868      1,558,879
6/28     1050    830     0.8:1      3,712,273      6,100,585
TOTAL    2962   3423     1.2:1     28,829,375    164,343,498