PBOC Holdings to Participate in Discovery Expo '99

Business Wire, Oct 5, 1999

LOS ANGELES--(BUSINESS WIRE)--Oct. 5, 1999--

PBOC Holdings, Inc. (Nasdaq:PBOC) will be among 70 small-cap growth companies to attend Discovery Expo '99 at the New York City Hilton and Towers on October 7th. The Expo, which highlights growing Nasdaq and Bulletin Board listed firms, attracts fund managers, analysts, stockbrokers and investors. PBOC will be featured at the Emerging Western Banks table hosted by Len Cereghino & Co., a Seattle-based investor relations consultant.

Attendees of the Expo will have an opportunity to learn more about PBOC's strategy for growing its banking operations in Southern California.

Highlights

-- For the first half of 1999, revenues were $32.4 million, a 64%

increase over the $19.8 million earned in the first half of 1998.

-- Stock is selling at 6.3 times its last 12 months earnings of

$1.40 per share.

-- Non-performing assets have been reduced to 0.30% of total assets

as of June 30, 1999 from 2.94% at December 31, 1995.

-- Expanding its commercial banking operations through its

acquisition of Bank of Hollywood (OTC:BHOW), a commercial bank

with $138 million in assets. The transaction is expected to close

in late 1999.

PBOC Holdings, Inc. is the holding company for $3.5 billion People's Bank of California headquartered in Los Angeles, CA. The bank operates 23 full service branch offices in Ventura, Los Angeles, and Orange counties of Southern California. The bank's motto, "We put people first," epitomizes management's focus on relationship banking.