nFront Receives Maine Bankers Association's Exclusive Endorsement for Internet Banking

Business Wire, Sept 29, 1999

ATLANTA--(BUSINESS WIRE)--Sept. 29, 1999--

SBA supports ABA's Endorsement for nHome, nBusiness,

"Best in Class"

nFront(TM), Inc. (Nasdaq: NFNT)(www.nfront.com), a leading Internet banking services provider for small- to mid-size financial institutions and winner of Microsoft Corporation's Best Internet Banking Solution Award, announced today it has received the Maine Bankers Association's exclusive endorsement for Internet banking.

The endorsement is supplemental to the ABA endorsement, awarded to nFront earlier this year, and issued by the Corporation for American Banking (CAB), an ABA subsidiary. Each individual state bankers association has the option to support the endorsements of the ABA. The Maine Bankers Association reviewed the ABA award and supported the ABA's award decision.

"From Maine to California, our company remains committed to providing the industry's finest Internet banking technology and world-class service banks have come to expect from nFront," said Tripp Rackley, chairman and CEO of nFront. "We are honored that the Maine Bankers Association has validated our efforts by exclusively endorsing nFront."

nFront received the ABA's exclusive endorsement after an extensive review of Internet banking solutions for banks. The review was performed by the ABA in conjunction with Gomez Advisors, a respected independent authority on the Internet delivery of consumer products and services. nFront was named "best in class" based on its in-depth analysis of the company's management strength, financial soundness, Internet banking solution functionality, marketing capabilities and customer service standards.

nFront's nHome(TM) and nBusiness(TM) Internet banking solutions offer reliability, scalability and ease of use for both end users and bank operations staff. In addition to fully transactional Internet banking and cash management functionality, nFront's leading-edge technology offers financial institutions a valuable sales and marketing tool by allowing the bank to capture and mine valuable customer data on a secure platform for customer-specific marketing. nHome and nBusiness are the only "fat-server" Internet banking solutions designed specifically for small- to mid-size financial institutions.

About the Maine Bankers Association

The Maine Bankers Association (MBA) is a trade association representing member financial institutions in the state of Maine. The MBA is a member of the ABA and serves the needs of its members through government relations activities and by providing educational and other programs.

About CAB

The Corporation for American Banking (CAB), a subsidiary of the American Bankers Association (ABA), was chartered in 1982 and activated in 1988 to provide special products and services to ABA members on a national basis. All of CAB's products and services are managed by a board of directors, representing ABA member banks of various asset sizes, with additional guidance provided by several advisory groups comprised of both bankers and state association executives.

About ABA

The American Bankers Association (ABA) www.aba.com brings together all categories of banking institutions to best represent the interests of this rapidly changing industry. Its membership, which includes community, regional and money center banks and holding companies, as well as savings associations, trust companies and savings banks, makes the ABA the largest banking trade association in the United States.

About nFront

Atlanta-based nFront, Inc. (NASDAQ: NFNT, www.nfront.com) is a leading Internet banking services company that enables small- to mid-size financial institutions to process financial transactions with their customers via bank-branded Web sites. nFront's comprehensive outsourced service is a secure, reliable and scalable way to deliver Internet banking, a key means of attracting and retaining profitable customers. Exclusively endorsed by the American Bankers Association (ABA) and winner of Microsoft's Best Internet Banking Solution Award, nFront provides fully transactional Internet banking development and implementation, Web site design, maintenance and hosting, customer service training and support, and marketing consulting services.

This press release contains statements which may constitute "forward-looking statements" within the meaning of the Securities Act of 1933 and the Securities Act of 1934, as amended by the Private Securities Litigation Reform Act of 1995. Those statements include statements regarding the intent, belief or current expectations of nFront, Inc. and members of its management as well as the assumptions on which such statements are based. Prospective investors are cautioned that any such forward-looking statements are not guarantees of future performance and involve risks and uncertainties and that the actual results may differ materially from those contemplated by such forward-looking statements. Important factors currently known to management that could cause actual results to differ materially from those in forward-looking statements include fluctuation in operating results, the ability to compete successfully and the ability to integrate acquired companies. Additional factors are set forth in the Risk Factors section of our Registration Statement on Form S-1. The company undertakes no obligation to update or revise forward-looking statements to reflect changed assumptions, the occurrence of