TheSubway.com Announces Investment Opinion on Mortgage Bankers Holding Corp., doing business as National Institute Companies of America

Business Wire, Jan 11, 2000

Business Editors

NOTE TO EDITORS: The following is an investment opinion issued by

TheSubway.com

WESTON, Fla.--(BUSINESS WIRE)--Jan. 11, 2000

Mortgage Bankers Holding Corp. (OTCBB:MBHC), recently announced a successful first of five seminars with strong capital management (Strong Funds). These seminars are being attended by family representatives for the purpose of education and portfolio enhancement.

MBHC offers services and produces fee income for Community & Independent Banks on an equal, if not superior, performance basis to the largest banks in the nation. NICA has 14 years of proven success in selling financial products and offering estate and financial planning seminars to the banks and their customers.

Currently, NICA is the endorsed provider of estate and financial planning services for the Independent Bankers Association of Texas, the Independent Bankers of Colorado, the Community Bankers Association of Illinois, the Community Bankers of California, the Community Bankers of Kentucky, the Community Bankers of Wisconsin, the Oklahoma Bankers Association, and the Texas Funeral Directors Association. NICA has also worked with extension services of five major universities, including Colorado State University, Texas A&M University, Washington State University, the University of Arizona, and the University of New Hampshire.

CRG feels the stock is a great buy, currently trading around the $.25 range. CRG is also beginning an intense public relations campaign to alert new, experienced investors of this opportunity. CRG feels that DCIM could be trading at the $.75+ range in the short term as these new additions to the campaign bring in massive new investment capital to the company.

Other Stocks to Watch: OTCBB Biggest Movers and Volume Leaders...

Econnect (OTCBB: ECNC), Millennium Group Holdings (OTCBB: MGHC), TMM Inc. (OTCBB: TMMI), BioControl Tech (OTCBB: BICO), International Internet (OTCBB: IINN), Thermo Control Tech (OTCBB: TTRIF), NCT Group (OTCBB: NCTI), Ambra Resources Group (OTCBB: ABRG), Intercell (OTCBB: INCE), LifeWorks (OTCBB: LWHIE)

Levitz Furniture (OTCBB: LVFIQ), United Ventures Group (OTCBB: UVGI), Struthers Inc. (OTCBB: STRU), Planet Hollywood (OTCBB: PLHYA), Health Care Centers (OTCBB: HCCA), Access Power (OTCBB: ACCR), Consl Capital No. Am. (OTCBB: CDNO), Murray United (OTCBB: MRAY), Dry Dairy Intl. (OTCBB: DRYD), Multi Media Industries (OTCBB: MMIC)

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About Capital Research Group Inc.

Through TheSubway.com, Capital Research Group (CRG) introduces fundamentally sound, undervalued companies to the investment community. Capital Research Group strives to locate companies with enormous growth potential. CRG is a full service public relations / Investor relations firm. For more information about our products or services, please contact CRG at 954-217-9555 or visit us at http://www.thesubway.com.

All material herein was prepared by Capital Research Group Inc. (CRG) based upon information supplied by the company or other sources believed to be reliable. The information contained herein is not guaranteed by CRG to be accurate, and should not be considered to be all-inclusive. The companies that are discussed in this report, have not approved the statements made in this report. This discussion contains forward-looking statements that involve risks and uncertainties. A company's actual results could differ materially from those described in any forward-looking statements or announcements discussed within. This material is for information purposes only and should not be construed as an offer or solicitation of an offer to buy or sell the securities. CRG is not a licensed broker, broker dealer, market maker, investment banker, investment advisor, analyst or underwriter. Please consult a broker before purchasing or selling any securities viewed on www.thesubway.com. CRG has been compensated by one or more of the companies listed herein (1,000,000 MBHC) for the preparation and distribution of this report. CRG, its affiliates, and/or its officers, directors and employees may buy, sell or have a position in the securities discussed in this report and may profit in the event the shares of the companies discussed in this report rise in value. For additional information visit http://www.thesubway.com or call Capital research Group Inc. direct.