S&P Afms Fifth Third Bank Mtg Ln Tr 2000-FTB1 Rtgs

Business Wire, Sept 23, 2002

Business Editors

NEW YORK--(BUSINESS WIRE)--Standard & Poor's

Sept. 23, 2002--Standard & Poor's Ratings Services today affirmed its ratings on five classes of Fifth Third Bank Mortgage Loan Trust Series 2000-FTB1's mortgage pass-through certificates series 2000-FTB1 (see list).

The affirmations reflect the adequate credit support currently available to each rated class. These credit support levels are sufficient to protect the classes from losses on an actual and projected basis. Credit enhancement for series 2000-FTB1 is provided by subordination.

As of the August 2002 remittance date, total delinquencies for the series was 1% and cumulative realized losses as a percentage of the original pool balance was 0%. The outstanding pool balance is 35.43% of its original size.

The collateral for series 2000-FTB1 originally comprised 30-year mortgage loans, whose rates were fixed for either three or five years, then adjustable for the remaining term.

RATINGS AFFIRMED

Fifth Third Bank Mortgage Loan Trust 2000-FTB1
Mortgage pass-thru certs series 2000-FTB1

Series       Class      Rating
2000-FTB1    A-2        AAA
2000-FTB1    X          AAA
2000-FTB1    B-1        AA
2000-FTB1    B-2        A
2000-FTB1    B-3        BBB

Copyright 2002, Standard & Poor's Ratings Services