ABD Insurance and Financial Services Strengthens Employee Benefits Division; Antonio ``Tony'' Casabat Brings Wide Range of Industry Experience to Leading Brokerage

Business Wire, Dec 1, 2004

REDWOOD CITY, Calif. -- ABD Insurance and Financial Services, a leading provider of global risk management and employee benefits solutions, announces the addition of Tony Casabat as Senior Vice President/Sales Executive for the company's Employee Benefits practice. Mr. Casabat, a longtime lead sales and client management employee benefits broker and consultant, has worked with numerous companies in a broad range of industries including high tech, biotech, retail, financial services, property management, transportation, and entertainment.

Jim McCabe, Executive Vice President, Employee Benefits for ABD, stated, "Tony's primary focus has been to help medium and large companies define their healthcare strategy, meet their financial and workforce objectives and to assure delivery of brokerage and consulting resources to his clients. He brings that expertise to our team, and will contribute to many successes going forward."

Mr. Casabat's career spans nearly a quarter century working with Bay Area clients. He began his career at Aetna after graduating from the University of California at Berkeley. In 1983, he joined a privately held brokerage firm in San Francisco succeeding through multiple mergers and acquisitions. He served during the last 5 years as a Principal in the Bay Area office of Mercer Human Resource Consulting.

Mr. Casabat holds a BA from the University of California, Berkeley. He was awarded the Certified Financial Planner designation from the School of Financial Planning in Denver, in association with the University of Southern California, and has completed coursework in the field of Organizational Development at the University of San Francisco.

Note: Digital photo available on request

ABD Insurance & Financial Services, www.cybersure.com

ABD provides insurance brokerage, employee benefits consulting and risk management solutions to business clients across the United States and around the world. An industry leader and innovator, ABD is widely recognized for its collaborative, client focused culture and leading edge customer support -- now accessible 24 /7 via ABD's award winning Internet initiative, CyberSure(R). ABD is a subsidiary of Greater Bay Bancorp (Nasdaq:GBBK), a financial services holding company. ABD is the 17th largest broker of U.S. business and has nearly 650 employees, 10 offices in strategic regional business centers across the western United States and annual revenues of approximately $119 million.