Greater Bay Bancorp Schedules 2003 Fourth Quarter and Year-End Earnings Release and Conference Call

Business Wire,  Jan 14, 2004  

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Business Editors

PALO ALTO, Calif.--(BUSINESS WIRE)--Jan. 14, 2004

Greater Bay Bancorp (Nasdaq:GBBK), a financial services holding company, announced that it will broadcast its earnings conference call live via the Internet on Wednesday, January 21, 2004.

A press release outlining the 2003 fourth quarter and year-end financial results will be distributed at 3:30 a.m. PST on January 21, 2004. The conference call will begin at 8:00 a.m. PST on January 21, 2004 and will last for approximately one hour.

Investors have the opportunity to listen to the conference call live over the Internet at http://www.FullDisclosure.com. Investors should go to the FullDisclosure website 15 minutes prior to the start of the call, as it may be necessary to download audio software to hear the conference call. To do so, investors should click on the Windows Media Player icon at the bottom of the page and follow directions from there.

A replay of the conference call will be available on the FullDisclosure website. A telephone replay will also be available beginning at 11 a.m. PST on January 21 through midnight on January 28, 2004, by dialing 800-642-1687 or 706-645-9291 and providing Conference ID 4810585.

Greater Bay Bancorp through its eleven subsidiary banks, Bank of Petaluma, Bank of Santa Clara, Bay Area Bank, Bay Bank of Commerce, Coast Commercial Bank, Cupertino National Bank, Golden Gate Bank, Mid-Peninsula Bank, Mt. Diablo National Bank, Peninsula Bank of Commerce and San Jose National Bank, along with its operating divisions, serves clients throughout Silicon Valley, San Francisco, the San Francisco Peninsula, the East Bay Region, the North Bay Region and the Central Coastal Region. ABD Insurance and Financial Services, a wholly owned subsidiary of Greater Bay Bancorp, provides commercial insurance brokerage, employee benefits consulting and risk management solutions to business clients throughout the United States.

For additional information and press releases about Greater Bay Bancorp, visit the Company's web site at http://www.gbbk.com.

Safe Harbor

This document may contain forward-looking statements that are subject to risks and uncertainties that could cause actual results to differ materially from those projected. For a discussion of factors that could cause actual results to differ, please see the publicly available Securities and Exchange Commission filings of Greater Bay Bancorp, including its Annual Report on Form 10-K for the year ended December 31, 2002, and particularly the discussion of risk factors within such documents.

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