Heritage Capital Credit Corporation Signs Correspondent Brokers

Business Wire, Oct 27, 2004

WILMINGTON, Del. -- Heritage Capital Credit Corporation (OTC:HCPC) has begun engaging Correspondent Brokers who will work with the Company to increase its presence in the business communities at large. The Company currently has Correspondent Brokers who cover Delaware, Georgia, Florida, New Jersey, North Carolina, Pennsylvania, and South Carolina.

Heritage started signing Correspondent Brokers in April 2004 and is continuing to recruit more Correspondent Brokers to cover additional states. In November, Heritage will begin hosting monthly seminars to educate potential Correspondent Brokers.

Heritage's primary goal is to provide consumer and business loans to persons and businesses that qualify under their unique underwriting formula, which is licensed from a company controlled by the same shareholders of Heritage.

This press release may contain forward-looking statements within the meaning of federal securities laws that involve significant risk and uncertainties. The words "estimate," "possible," "seeking," and similar expressions identify forward-looking statements, which speak only as to the date the statement was made. The Company undertakes no obligation to publicly update or revise any forward-looking statements, whether because of new information, future events, or otherwise. Forward-looking statements are inherently subject to risk and uncertainties, some of which cannot be predicated or quantified. Future events and actual results could differ materially from those set forth in, contemplated by, or underlying the forward-looking statements. The risks and uncertainties to which forward-looking statements are subject include, but are not limited to, the effect of government regulation, competition and other material risk.