Sapiens Schedules Fourth Quarter 2004 and Year End 2004 Earnings Release and Conference Call

Business Wire,  Jan 31, 2005  

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RESEARCH TRIANGLE PARK, N.C. -- Sapiens International Corporation N.V. (Nasdaq:SPNS) and (TASE:SPNS), a global provider of insurance technology solutions, announced that it will report its Fourth Quarter 2004 and Year End 2004 financial results on Thursday, February 10, 2005.

Following the earnings release, Sapiens' management will host a teleconference at 8:45 EST, 15:45 Israel, to discuss the results and the company's outlook.

Please call the following dial-in numbers to participate:

United States 1-866-860-9642

United Kingdom 0-800-917-5108

International +972-3-918-0600

Israel 03-918-0600

A telephone replay of the call will be available for 72 hours after the live broadcast, approximately two hours after the call, and may be accessed by dialing:

United States 1-866-276-1485

International +972-3-925-5944

Israel 03-925-5944

An online replay will also be available one day after the call at http://www.sapiens.com

About Sapiens International

Sapiens International Corporation (Nasdaq:SPNS) and (TASE:SPNS), a member of Formula Group (Nasdaq:FORTY) and (TASE:FORT), is a leading global provider of proven IT solutions that modernize business processes and enable insurance organizations to adapt quickly to change. Sapiens' innovative solutions are widely recognized for their ability to cost-effectively align IT with the business demands for speed, flexibility and efficiency. Sapiens operates through its subsidiaries in North America, the United Kingdom, EMEA and Asia Pacific, and has partnerships with market leaders such as IBM and EDS. Sapiens' clients include AXA, Liverpool Victoria, Norwich Union, OneBeacon, Principal Financial Group, Prudential, Abbey National, ING, and Occidental Fire & Casualty among others. For more information, please visit http://www.sapiens.com.

Except for historical information contained herein, the matters set forth in this release are forward-looking statements that are dependent on certain risks and uncertainties, including such factors, among others, as market acceptance, market demand, pricing, changing regulatory environment, changing economic conditions, risks in new product and service development, the effect of the Company's accounting policies and other risk factors detailed in the Company's SEC filings.

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