JPMorgan Chase Presentation to Fixed Income Investors

Business Wire, July 7, 2005

NEW YORK -- JPMorgan Chase & Co. (NYSE: JPM) will host a presentation to fixed income investors on Friday, July 22, 2005 at 12:30 p.m. (Eastern time).

The meeting may be accessed via live audio webcast. Presentation slides and a link to the live audio webcast will be posted on the day of the conference on www.jpmorganchase.com under Investor Relations, Investor Presentations. A replay of the meeting will be available beginning at 12:00 p.m. on July 25 through midnight, Friday, July 29 (Eastern time) at www.jpmorganchase.com.

JPMorgan Chase is a leading global financial services firm with assets of $1.2 trillion and operations in more than 50 countries. The firm is a leader in investment banking, financial services for consumers and businesses, financial transaction processing, asset and wealth management, and private equity. A component of the Dow Jones Industrial Average, JPMorgan Chase has its corporate headquarters in New York and its U.S. consumer and commercial banking headquarters in Chicago. Under the JPMorgan, Chase and Bank One brands, the firm serves millions of consumers in the United States and many of the world's most prominent corporate, institutional and government clients. Information about the firm is available at www.jpmorganchase.com.