Vineyard National Bancorp Continues Strategic Expansion

Business Wire, Feb 6, 2006

RANCHO CUCAMONGA, Calif. -- Vineyard National Bancorp (the "Company") (NASDAQ:VNBC), the parent company for Vineyard Bank (the "Bank"), announced today its presence into Ventura County and the surrounding areas with the opening of a Loan Production Office (LPO) in the city of Westlake Village, California.

The Westlake Village LPO opened February 1, 2006. The principal focus of this office will be the support of higher-end coastal construction lending, as well as income property (commercial and multi-family) lending.

In addition, the Company announced William Brown has joined the Bank as Senior Vice President and SFR Construction Loan Officer. Mr. Brown will be responsible for establishing and building new business throughout the greater Ventura County market place.

"It is with great pleasure we welcome William to our team," stated Norman Morales, President and Chief Executive Officer. "William's exceptional background and experience in construction lending will leverage the Bank's success as we expand our reach beyond the Los Angeles County market place into Ventura County and along the Malibu to Santa Barbara coastline."

The Company is a $1.7 billion bank holding company headquartered in Rancho Cucamonga, California, and the parent company of the Bank, also headquartered in Rancho Cucamonga, California. In addition to the new Westlake Village LPO, the Bank operates through eleven full-service branch offices in Los Angeles, Orange, Riverside, San Bernardino and San Diego counties of California and two additional loan production offices in Anaheim and Carlsbad, California. The Company's common stock is traded on the NASDAQ National Market System under the symbol "VNBC."

DISCLAIMER

This press release contains forward-looking statements as referenced in the Private Securities Litigation Reform Act of 1995. Forward-looking statements are inherently unreliable and actual results may vary. Factors which could cause actual results to differ from these forward-looking statements include: securing all necessary governmental and other approvals, the satisfaction of all conditions to the merger, changes in business or other market conditions, and the success of the business combination as planned by the parties. The Company undertakes no obligation to publicly update or revise any forward-looking statements, whether as a result of new information, future events or otherwise.

Shareholder Relations:

1260 Corona Pointe Court, Corona, CA 92879 Tel: (951) 271-4232 Fax: (951) 278-0041 Email address: shareholderinfo@vineyardbank.com