Capital Title Group Subsidiary Acquires Flood Zone Determination Business

Business Wire, Jan 31, 2006

SCOTTSDALE, Ariz. -- Capital Title Group, Inc. (Nasdaq:CTGI) named for a second consecutive year in FORTUNE'S 100 Fastest Growing Companies in America in 2005 -- is a national provider of title, appraisal, flood and other transaction services to the real estate and mortgage lending industries. The company today announced that its subsidiary, CTG Real Estate Information Services (CTG REIS), has acquired the flood zone determination business of America's Flood Services, Inc. (AFS), a Rancho Cordova, California-based company. AFS has been serving the lending industry since 1989 providing both flood zone determination and flood insurance services. The flood zone determination business segment acquired from AFS will be merged into Nationwide TotalFlood, a service subsidiary of CTG REIS. AFS will retain their core business unit, Flood Insurance Agency and Insurance Tracking.

"The flood zone determination business segment of AFS is a solid, well-managed business," said Richard A. Alexander, president and chief executive officer of CTG REIS. "This acquisition provides us with an enhanced revenue base and will allow us to provide these newly acquired customers access to a full bundle of origination services including appraisal, title, closing and foreclosure services, all available through Nationwide Appraisal Services, another service subsidiary of CTG REIS."

John Gibson, president of America's Flood Services commented, "We have been utilizing the Nationwide TotalFlood system for the past two years to handle our customer's flood zone determinations and have been very impressed with their service and accuracy. We feel this is a good time for us to divest this segment of our business and concentrate on our flood insurance agency."

Headquartered in Scottsdale, Arizona, Capital Title Group, Inc. through its subsidiaries offers services throughout the United States for title insurance, appraisal and valuation services, and other related services to residential and commercial customers in the real estate and mortgage lending industries. Subsidiary companies include -- Capital Title Agency, New Century Title Company, United Title Company, First California Title Company, Land Title of Nevada, CTG Real Estate Information Services, Nationwide Appraisal Services, Nationwide TotalFlood Services, Inc., NAC1031 Exchange Services, 1031 ExchangePoint, Inc. and AdvantageWare -- with strategically located offices in Arizona, California, Nevada, Pennsylvania and Texas. The Company is also licensed to issue and underwrite title insurance policies in Arizona, California, Florida, Nevada, New York, Pennsylvania and Texas through United Capital Title Insurance Company. The combined companies have in excess of 2,500 employees.

Visit our web sites for more information on the Company and its
subsidiaries:

www.capitaltitlegroup.com               www.capitaltitle.com
www.nationwide-totalflood.com           www.landtitlenv.com
www.nationwidesolution.com              www.unitedtitle.com
www.newcenturytitle.com                 www.firstcal.com
www.awiware.com                         www.nascopgh.com
www.nac1031.com                         www.1031exchangepoint.com

Certain statements in this release may be "forward-looking statements" within the meaning of The Private Securities Litigation Reform Act of 1995. These forward-looking statements may include projections of matters that affect revenue, operating expenses or net earnings; projections of capital expenditures; projections of growth; hiring plans; plans for future operations; financing needs or plans; plans relating to the company's products and services; and assumptions relating to the foregoing.

Forward-looking statements are inherently subject to risks and uncertainties, some of which cannot be predicted or quantified. Future events and actual results could differ materially from those set forth in, contemplated by, or underlying the forward-looking information.

Some of the important factors that could cause the company's actual results to differ materially from those projected in forward-looking statements made by the company include, but are not limited to, the following: fluctuations in interest rates that can affect operating results, intense competition, past and future acquisitions, expanding operations into new markets, risk of business interruption, management of rapid growth, need for additional financing, changing customer demands, dependence on key personnel, sales and income tax uncertainty and increasing marketing, management, occupancy and other administrative costs.

These factors are discussed in greater detail in the company's Annual Report on Form 10-K for the year ended December 31, 2004, as filed with the Securities and Exchange Commission.