North American Bancard Inc. to Deploy MasterCard® PayPass™ Acceptance Devices Into the US Marketplace

Business Wire, Sept 15, 2006

TROY, Mich. -- North American Bancard Inc. (NAB) of Troy, Michigan, a multi-faceted payment solutions provider dedicated to providing the latest technology, today announced that it will deploy thousands of MasterCard PayPass(TM) acceptance devices to all NAB merchants, free of charge.

The Vivotech terminals, which NAB calls "Tap-Here" devices, will afford all of NAB's merchant customers the latest technology in card acceptance. MasterCard PayPass improves the customer experience at the point of sale and improves the merchant's bottom line by speeding consumers through check out lines. The devices are also capable of accepting American Express and Discover cards right out of the box. North American's "Tap-Here" devices are in stock and ready for national deployment to all new and existing customers, free of charge.

"Once again, we are taking the lead in pushing the latest technology out to our merchant customers," says Marc Gardner, President of North American Bancard. "Providing these Vivotech devices will give our merchants a more convenient way to do business with consumers, thereby improving their own profitability. We are excited to offer this technology which fits nicely into our customer-centric philosophy."

"MasterCard is pleased to see the commitment NAB has made to support our rollout this year," says T.J. Sharkey, Group Head, National Accounts, U.S. Commerce Development, MasterCard Worldwide. "Their efforts will create a better buying experience for MasterCard cardholders who frequent their merchants."

MasterCard PayPass is a "contactless" payment feature that provides consumers with a fast and convenient alternative to cash for their everyday small purchases. Consumers simply tap their PayPass-enabled card or device on a specially equipped merchant terminal, eliminating the need to fumble for cash and coins, hand their card over to a clerk or swipe the card. Signatures are not required for PayPass purchases under $25, further speeding customer's transactions. PayPass provides better record keeping than cash.

For further information, or to order a Tap-Here device, contact North American Bancard at 1-877-Tap-Here.

About MasterCard PayPass

MasterCard PayPass is ideal for traditional cash-heavy environments where speed is essential, such as quick serve restaurants, drug stores, gas stations, vending machines, convenience stores, sports arenas, movie theaters, transit systems and parking garages. There are approximately 10 million PayPass cards and devices in the market & approximately 32,000 merchant locations around the world that accept PayPass, including participating 7-Eleven, CVS, McDonald's, Regal Entertainment Group theaters and many others. PayPass is also accepted at numerous National Football League and Major League Baseball stadiums. For more information about MasterCard PayPass and a full list of participating merchants, visit www.mastercard.com/paypass.> About MasterCard Worldwide

MasterCard Worldwide (www.mastercardworldwide.com) advances global commerce by providing a critical economic link between financial institutions, businesses, cardholders and merchants worldwide. As a franchisor, processor and advisor, MasterCard develops and markets payment solutions, processes close to 14 billion payments each year, and provides industry-leading analysis and consulting services to financial institution customers and merchants. Through its family of brands, including MasterCard(R), Maestro(R) and Cirrus(R), MasterCard Worldwide serves consumers and businesses in more than 210 countries and territories.

About North American Bancard (www.nabancard.com)

Headquartered in Troy, Michigan, North American Bancard is a multi-faceted payment solutions provider dedicated to providing the latest technology, as well as committing to the highest service levels. As a registered MSP/ISO of HSBC Bank, National Association, Buffalo, New York. Since 1992, North American Bancard has provided its more than 50,000 clients with a full suite of products and services including Credit, Debit, EBT, Check Conversion and Guarantee, ATM, Gift and Loyalty Cards and Online Payment Gateway solutions.