Heartland Payment Systems Announces Strategic Relationship with Bremer Bank

Business Wire, July 5, 2007

PRINCETON, N.J. -- Heartland Payment Systems (NYSE:HPY), a leading provider of credit/debit/prepaid card processing, payroll and payment services, today announced it has entered into a strategic relationship with Bremer Financial Corporation (Bremer Bank), based in St. Paul, MN.

Initially, more than 1,500 of Bremer's current merchant clients will be converted to Heartland's processing system. Heartland and Bremer will also focus on a joint business development program that leverages both companies' regional customer bases for new business and cross selling opportunities.

By formalizing their relationship, both companies gain access to new customer and sales referrals. In addition, Bremer will be able to offer its business banking clients the added value of Heartland's payment processing systems, providing a faster, more cost-effective way to process credit/debit cards and gift card programs.

"As a $7 billion bank and one of our largest bank partners, the synergies we share with Bremer present great opportunities for us," said Bob Carr, chairman and CEO of Heartland Payment Systems. "Our companies value a 'high-touch' approach to customer service, and together, with our complimentary products and services, we can help business owners enhance their operations."

"By partnering with Heartland, we can offer our business banking clients the benefit of transparent pricing and a customer-centric business model for payment processing," said Steve Meads, president of Bremer Twin Cities Bank. "Heartland's stewardship of The Merchant Bill of Rights, its leadership to drive fair pricing practices in the industry and ability to provide local service makes it the right choice for our clients."

Bremer Bank provides financial services to nearly 26,000 business clients at more than 100 branch offices throughout Minnesota, Wisconsin, and North Dakota. It is uniquely entrenched in the community by its co-ownership between the Otto Bremer Foundation, a nonprofit charitable trust, and Bremer employees.

About Heartland Payment Systems

Heartland Payment Systems, Inc., a NYSE company trading under the symbol HPY, delivers credit/debit/prepaid card processing, payroll and payment solutions to more than 150,000 small and mid-sized businesses nationwide.

Heartland is the founding supporter of The Merchant Bill of Rights, a public advocacy initiative that educates merchants about fair credit and debit card processing practices. For more information, visit www.heartlandpaymentsystems.com and www.MerchantBillOfRights.com.

About Bremer Financial Corporation

Bremer Financial Corporation is a privately held, $6.8 billion regional financial services company jointly owned by its employees and the Otto Bremer Foundation. Founded in 1943 by Otto Bremer, the company is headquartered in Saint Paul, Minn., and provides a comprehensive range of banking, investment, trust and insurance services to more than 100 locations in Minnesota, North Dakota and Wisconsin. Company profits are distributed in the form of charitable grants by the Otto Bremer Foundation to communities throughout the company's footprint. For more information, visit: http://www.bremer.com

Forward-looking Statements

This press release may contain statements of a forward-looking nature which represent our management's beliefs and assumptions concerning future events. Forward-looking statements involve risks, uncertainties and assumptions and are based on information currently available to us. Actual results may differ materially from those expressed in the forward-looking statements due to many factors. Information concerning these factors is contained in the Company's Securities and Exchange Commission filings, including but not limited to, the Company's registration statement on Form 10- K, or Form 10-Q as applicable. We undertake no obligation to update any forward-looking statements to reflect events or circumstances that may arise after the date of this release.