New Report Covers Various Aspects of the Rapidly Changing Japanese Financial Services Industry

Business Wire, Sept 21, 2007

DUBLIN, Ireland -- Research and Markets (http://www.researchandmarkets.com/reports/c68957) has announced the addition of Market Analysis - Emergence of the Japanese Financial Services Industry to their offering.

Japan's financial system has faced several critical moments in the recent past. The failure of a number of large banks and securities companies is still plaguing the industry and many complicated issues remain to be resolved. Furthermore, efforts on the part of the financial services industry seems to have been largely negated by the continued decline of real estate and other asset prices, as the persistent economic stagnation has lowered the expected economic growth rate.

The Bank of Japan has sought to maintain financial system stability and promote economic recovery, by providing ample liquidity under the quantitative easing policy, to overcome deflation. The Bank has also supported efforts by the financial services industry, using various means, to strengthen the soundness and functioning of the financial system. The Bank's strategy is two-sided, aiming both to overcome deflation and to solve the financial system problem at the same time.

However, progress has been made in reforms related to financial services and markets. Frameworks have been established for the resolution of failed banks and for injections of public funds into troubled banks. Necessary revisions have been made to tax and accounting systems, and bankruptcy laws. In addition, inefficient and outdated trade practices that existed in the relationship between banks and their corporate clients are being reviewed, as evidenced by the accelerated unwinding of cross-shareholdings.

This Market Analysis on the Emergence of the Japanese Financial Services Industry covers various aspects of this rapidly changing industry and how these changes are affecting the players, the investors, and the many people associated with this industry. The report covers basic information about the industry, including the historical background, the market players, market structure, the import/export scenario, and much more. The report further covers the barriers and challenges faced by the industry, along with the growth drivers of the industry. An in-depth analysis of the evident market trends has also been carried out in the report. The report provides a comprehensive intelligence information guide to the rapidly changing landscape of the Japanese financial services industry.

I. EXECUTIVE SUMMARY

II. INTRODUCTION TO FINANCIAL SERVICES IN JAPAN

a. Industry Definition
b. History of Japanese Financial Services
c. Market Structure
d. Market Size
e. Import/Export Scenario
f. Competition in the Industry
g. Industry Products & Services
h. Leading Industry Players

III. MARKET TRENDS & GROWTH DRIVERS

a. Product Trends
i. Syndicated Loans
ii. Overseas Investment Loans & Overseas Project Loans
iii. Un-tied Loans
iv. Real Estate Non-recourse Loans
v. Uncollateralized Business Loans
b. Consumer Trends
i. Increase in Housing Loans
ii. Consumer Finance
iii. Customized Services Offered to Customers
iv. Impact of Ageing Population on Insurance Policies
c. Other Trends
i. Disposal of Non-performing Loans Proceeding
ii. Deregulation Seen as Advantageous
iii. Improved Profitability
iv. Bank Mergers - Increased IT Spending
d. Growth Drivers
i. Changes in Financial Supervision
ii. Revival of Economy
iii. Growth of Gross Domestic Product (GDP)
iv. Emergence of the Big Four Financial Groups
v. Reduction of Non-performing Loans
vi. Growth in Investment

IV. BARRIERS & CHALLENGES

a. Efficient Division of Labor & Provision of Services
b. Increasing Number of Banks
c. Improvement of Integrated Risk Management & Prompt Actions
d. Privatizing the Post Office

V. REGULATORY FRAMEWORK

a. Japanese Legal System & Regulations
i. Conversion and Transfer Policies
ii. Unfair Competition & Trade Secrets
b. Taxes & Duties
c. Government Initiatives
i. Non-performing Loans
ii. Deferred Tax Assets/Public Funds
iii. Financial Services Law
iv. Administrative Procedure
v. Information Technology
vi. Deregulation
vii. Customer Protection

VI. MARKET OPPORTUNITIES & THREATS

a. Emergence of a New Universal Banking Model
b. Fee & Commission Business
c. Cross-Selling
d. Capital Markets
e. Lot of Asset Inefficiency
f. Lack of Transparency

VII. LEADING PLAYERS

a. Mizuho Financial Group Inc.
i. Company Profile
ii. Financial Profile
iii. Product Portfolio
iv. Geographical Segmentation
v. Company Strategies
b. Mitsubishi UFJ Financial Group Inc.
i. Company Profile
ii. Financial Profile
iii. Product Portfolio
iv. Geographic Segmentation
v. Company Strategies
c. Sumitomo Mitsui Financial Group Inc.
i. Company Profile
ii. Financial Profile
iii. Product Portfolio
iv. Geographic Segmentation
v. Company Strategies

VIII. MARKET OUTLOOK

APPENDIX

a. Contact Details of Industry Associations
b. Contact Details of Leading Players
c. Financials of Major Players

List of Figures

Figure 1: Structure of the Japanese Financial Services Industry
Figure 2: Financial Services Industry in $ trillion (2000-2005)
Figure 3: Mizuho Financial Group - Revenue and Net Income
          (in $ million)
Figure 4: Mitsubishi UFJ Financial Group - Revenue and Net Income
          (in $ million)
Figure 5: Sumitomo Mitsui Financial Group - Revenue and Net Income
          (in $ million)
Figure 6: Financial Services Industry in $ Trillion (2005-2010) 36

List of Tables

 Table 1: Five Major Banks Results as of March 31, 2004 (Bad Loans)
 Table 2: Mizuho Financial Group - Total Assets (in $ billion)
 Table 3: Mitsubishi UFJ Financial Group - Total Assets (in $ billion)
 Table 4: Sumitomo Mitsui Financial Group - Total Assets
          (in $ billion)
 Table 5: Mizuho Financial Group - Annual Income Statement
          (in $ million)
 Table 6: Mizuho Financial Group - Annual Balance Sheet (in $ million)
 Table 7: Mitsubishi UFJ Financial Group - Annual Income Statement
          (in $ million)
 Table 8: Mitsubishi UFJ Financial Group - Annual Balance Sheet
          (in $ million)
 Table 9: Sumitomo Mitsui Financial Group - Annual Income Statement
          (in $ million)
Table 10: Sumitomo Mitsui Financial Group - Annual Balance Sheet
          (in $ million)