TD AMERITRADE Launches Innovative Retirement Planning Tool

Business Wire, Feb 20, 2008

WealthRuler[TM] Projects the Likelihood of Your Retirement Plan's Success

OMAHA, Neb. -- TD AMERITRADE Holding Corporation (NASDAQ: AMTD), through the launch of WealthRuler[TM], an innovative retirement planning tool, now helps you to build a retirement plan that aligns your projected retirement savings and expenses.

Simply input key information, including current retirement savings and financial goals. Based on broad asset allocation assumptions about your investments, WealthRuler[TM] runs a minimum of 500 simulations of assumed market returns over a defined time frame to determine the likelihood of a retirement plan's success. It also demonstrates how your plan might perform in average versus poor market conditions.

Since more people are choosing to work in retirement or pursue a second career, WealthRuler[TM], unlike many other retirement planning tools, allows users to include assumptions about income earned during retirement as well as social security benefits and any partner contributions.

After reviewing the results, users can create their retirement plan or adjust their current savings amount, retirement age, income and expenses in WealthRuler[TM] to see how each of these variables might affect their financial outlook over time.

"No matter your age, there has never been a better time to look at your retirement plan and take control of your future," said Bill Vulpis, Managing Director, Investor Group, TD AMERITRADE. "You just need to take the initiative and WealthRuler[TM] projects if your current retirement plan will likely meet your long term financial needs. This isn't just a retirement planning calculator; it's an indicator of your potential retirement preparedness."

WealthRuler[TM] is free to everyone. For more information, please visit: http://www.tdameritrade.com/planningretirement/wealthruler.html

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About TD AMERITRADE Holding Corporation

TD AMERITRADE Holding Corporation, through its brokerage subsidiaries,1 provides a dynamic balance of investment products and services that make it the investment firm of choice for millions of retail investor and independent registered investment advisor (RIA) clients. Listed by Barron's as the #1 Web browser-based online broker and Forbes as one of America's best big companies, the Company offers a full spectrum of investment services, including a leading active trader program, intuitive long-term investment solutions and a national branch system, as well as relationships with one of the largest independent RIA networks.2 The Company's common stock trades under the ticker symbol AMTD. For more information, please visit www.amtd.com.

1TD AMERITRADE, Inc., member FINRA (www.finra.org) /SIPC (www.SIPC.org), receives clearing and custodial services from TD AMERITRADE Clearing, Inc., member FINRA/SIPC. TD AMERITRADE and TD AMERITRADE Clearing, Inc. are subsidiaries of TD AMERITRADE Holding Corporation.

2"The Best Web Browser-Based Online Broker" by Barron's, 3/5/2007 based on Trade Experience, Trading Technology, Usability, Range of Offerings, Research Amenities, Portfolio Analysis & Reports, Customer Service & Access, and Costs. Barron's is a registered trademark of Dow Jones, L.P. More info on the Forbes award is available at www.forbes.com/platinum.>

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