MicroFinancial Incorporated Announces Move to the NASDAQ Stock Market

Business Wire, Feb 5, 2008

WOBURN, Mass. -- MicroFinancial Incorporated (AMEX: MFI) announced today that the Board of Directors of MicroFinancial Incorporated has approved the decision to switch the listing of its common stock from the American Stock Exchange to The Nasdaq Stock Market LLC[R]. Effective February 18, 2008, MicroFinancial's common stock will trade on the NASDAQ Global Market under the symbol NASDAQ:MFI.

"This decision was reached after careful consideration of capital market alternatives and analysis of the electronic market model, which provides added visibility to investors," said Richard F. Latour, MicroFinancial's President and Chief Executive Officer. "We believe that NASDAQ's electronic multiple market maker structure will provide us with enhanced exposure and liquidity, while at the same time providing investors with better prices, faster execution and lowest cost per trade. As the world's largest electronic stock market, NASDAQ promotes innovation and attracts leading growth companies from a diverse group of sectors. We are proud to become a part of The NASDAQ Stock Market."

About NASDAQ

Nasdaq[R] is the largest U.S. electronic stock market. With approximately 3,200 companies, it lists more companies and, on average, its systems trade more shares per day than any other U.S. market. NASDAQ is home to companies that are leaders across all areas of business including technology, retail, communications, financial services, transportation, media and biotechnology. For more information about NASDAQ, visit the NASDAQ web site at http://www.nasdaq.com or the NASDAQ Newsroom(SM) at http://www.nasdaq.com/newsroom.> About MicroFinancial

MicroFinancial Inc. (AMEX:MFI), headquartered in Woburn, MA, is a financial intermediary specializing in leasing and financing for products in the $400 to $15,000 range. The company has been in operation since 1986. For more information about MicroFinancial, visit http://www.microfinancial.com.

Statements in this release that are not historical facts, including statements about future dividends and growth plans, are forward-looking statements made pursuant to the safe harbor provisions of the Private Securities Litigation Reform Act of 1995. In addition, words such as "believes," "anticipates," "expects," "views," and similar expressions are intended to identify forward-looking statements. The Company cautions that a number of important factors could cause actual results to differ materially from those expressed in any forward-looking statements made by or on behalf of the Company. Readers should not place undue reliance on forward-looking statements, which reflect the management's view only as of the date hereof. The Company undertakes no obligation to publicly revise these forward-looking statements to reflect subsequent events or circumstances. The Company cannot assure that it will be able to anticipate or respond timely to changes which could adversely affect its operating results in one or more fiscal quarters. Results of operations in any past period should not be considered indicative of results to be expected in future periods. Fluctuations in operating results may result in fluctuations in the price of the Company's common stock. For a more complete description of the prominent risks and uncertainties inherent in the Company's business, see the risk factors described in documents the Company files from time to time with the Securities and Exchange Commission.