Liberty Mutual Property Enhances Commercial Property Coverage

Business Wire, June 10, 2008

Customer Input Was Instrumental in Coverage Changes

BOSTON -- Liberty Mutual Property, part of Liberty Mutual Group, has enhanced the coverage selection of its standard policy form, giving customers greater customization and pricing flexibility options. This expanded, easy-to-read form combines insurance for property damage, business interruption and extra expense all in one policy.

"Feedback from our customers was instrumental in developing these improvements," said Tim Rose, president of Liberty Mutual Property. "We enhanced much-needed standard coverages, like accounts receivable, and increased the limit for fungus clean-up. These improvements, along with our unique approach to policy issuance, help ensure that our business continues to be customer-focused and driven by service."

Other standard coverage enhancements to the RM Select[TM] policy include an expanded definition for personal property of others, a capital expenditure provision, and coverage for computer virus and denial of access that now includes website disruption. Customers also benefit from the following coverage extensions:

* Deferred Payments

* Fine Arts

* Installation Coverage

* Lock and Key Replacement

* Arson Reward

Additionally, Liberty Mutual Property expanded its optional extension coverages to make it easier for customers to manage their risk. By adding an optional extension of coverage for Course of Construction, customers can now add certain builders' risk coverages to their property policy. Also, the Miscellaneous Locations optional extension provides coverage for locations that are not otherwise covered in the policy, while the Transit extension now protects the personal property of others while in transit unless the customers are acting as a common or contract carrier.

Customers will see the changes to their RM Select policies beginning September 1, 2008. Policy changes are subject to final approval in a handful of pending states. For more information, visit www.libertymutualproperty.com/rmselect.

Liberty Mutual Property provides commercial property insurance programs, through brokers and its direct sales force, which include consultative loss prevention and claims services for companies large and small, with special emphasis on mid-sized companies that value service. For more information, contact your broker or e-mail Liberty Mutual Property at property_info@libertymutual.com

About Liberty Mutual Group

Boston-based Liberty Mutual Group is a diversified global insurer and sixth largest property and casualty insurer in the U.S. based on 2007 direct written premium. The Company also ranks 94th on the Fortune 500 list of largest corporations in the U.S. based on 2007 revenue. As of December 31, 2007, Liberty Mutual Group had $94.7 billion in consolidated assets, $82.3 billion in consolidated liabilities, and $25.9 billion in annual consolidated revenue.

Liberty Mutual Group offers a wide range of insurance products and services, including personal automobile, homeowners, workers compensation, commercial multiple peril, commercial automobile, general liability, global specialty, group disability, assumed reinsurance, fire and surety.

Liberty Mutual Group (www.libertymutualgroup.com) employs over 41,000 people in more than 900 offices throughout the world.