Independent Forecasts and Competitive Intelligence on South Africa's Commercial Banking Industry Available Now

Business Wire,  June 27, 2008  

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DUBLIN, Ireland -- Research and Markets (http://www.researchandmarkets.com/research/32108c/south_africa_comme) has announced the addition of the "South Africa Commercial Banking Report 2008" report to their offering.

In absolute terms, South Africa's banking sector enjoyed reasonable growth through the year to September 30 2007. In local currency terms, total assets, total loans and total deposits increased by 19%, 23% and 22% respectively. The loan/deposit, loan/asset and loan/GDP ratios all rose.

Relative to other countries surveyed by BMI, these achievements were relatively modest. Of the 59 countries surveyed, South Africa ranks 33rd in terms of local currency asset growth, 28th in terms of local currency loan growth and 18th in terms of local currency deposit growth. All three of the ratios are rising and are ranked highly. South Africa's rankings in terms of its loan/deposit, loan/asset and loan/GDP ratios are 18th, fourth and 12th, respectively. In a country with per capita GDP of US$5,743, deposits per capita are US$5,590.

In Q108, we envisaged that total assets, total loans and total deposits would rise by 18%, 21% and 18% annually through the 2007-2012 forecast period. Now, and using an improved forecasting method, we are looking for growth rates of 15%, 16% and 16% respectively.

Since Q108, we have calculated, on a consistent basis, a Commercial Bank Business Environment Rating (CBBER) for each of the 59 countries surveyed. The CBBER includes an assessment of the limits of potential returns: it does this by taking into account the size, growth potential and bancassurance potential of the banking sector, as well as aspects of the economy in 2007. The CBBER also depends on

-Key Issues

Changes To The Commercial Banking Forecast

Commercial Banking SWOT

South Africa Commercial Banking SWOT

Commercial Banking Business Environment Rating

Table: South Africa Commercial Banking Business Environment Ratings

Table: Middle East & Africa Commercial Banking Business Environment Ratings

For more information visit http://www.researchandmarkets.com/research/32108c/south_africa_comme

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