Fidelity College Savings Indicator Finds Parents Are Projected to Meet Only 21 Percent of Future College Costs - Three Point Decrease from One Year Ago

Business Wire, Oct 1, 2008

Fidelity Brokerage Services LLC, Member NYSE, SIPC

300 Puritan Way, Marlborough, MA 01752

Fidelity Investments Institutional Services Company, Inc.

82 Devonshire Street, Boston, MA 02109

504561

1 Fidelity calculation based on the Trends in College Pricing: 2007, College Board's estimated total costs for an average 4-year college (private and public) beginning school year 2009-10.

2 Assumptions: household income of $71,000, married filing jointly, and standard deduction with two children.

3 Based on a Stafford Loan, assuming a 10-year repayment period with an interest of 6.8%

4 The 529 Comparison tool and the 529 State Tax Deduction Calculator are maintained by an independent entity not affiliated with Fidelity Investments.