Fidelity Investments Reports Nearly Half of 61 Year-Olds Plan to Start Taking Social Security as Soon as Eligible

Business Wire, Oct 27, 2008

Workplace retirement plan participants with plans serviced by Fidelity will also receive an invitation to develop a personalized retirement income plan, which includes a discussion of how Social Security fits into their overall strategy.

"These new materials are the latest enhancements to our overall retirement income offering, which features a broad array of income-generating products, experienced planning consultants, and comprehensive education and planning tools. We hope to provide investors with the foundation of an informed Social Security decision. However, each investor's situation is unique and they should not be afraid to seek further help," said Clancy. "A comprehensive retirement income plan that balances growth, flexibility, preservation and guaranteed income can help you fully envision how Social Security fits your personal situation and determine what approach is best for your individual needs."

For more information about Social Security, and how it fits into an overall retirement income plan, investors can call 1-800-FIDELITY, visit www.fidelity.com/socialsecurity, or meet with a representative at one of Fidelity's 126 Investor Centers nationwide.

About Fidelity Personal and Workplace Investing

Personal and Workplace Investing (PWI) helps millions of people save and invest through individual retail accounts and workplace savings plans. PWI builds lifetime relationships with customers and provides employers with cost-effective, integrated employee benefit solutions. The company serves customers online, over the phone, and through a nationwide network of investor centers. As of August 31, 2008, PWI administered nearly $1.8 trillion in customer assets.

About Fidelity Investments

Fidelity Investments is one of the world's largest providers of financial services, with custodied assets of more than $3.2 trillion, including managed assets of $1.5 trillion as of August 31, 2008. Fidelity offers investment management, retirement planning, brokerage, and human resources and benefits outsourcing services to 24 million individuals and institutions as well as through 5,500 financial intermediary firms. The firm is the largest mutual fund company in the United States, the No. 1 provider of workplace retirement savings plans, the largest mutual fund supermarket and a leading online brokerage firm. For more information about Fidelity Investments, visit www.fidelity.com.

Fidelity Brokerage Services LLC, Member NYSE, SIPC

300 Puritan Way, Marlborough, MA 01752

504378.2.0

1 Conducted in August 2008 by JLA Strategic Research, an independent research firm, among 600 Americans aged 55 to 69.

2 Social Security Administration Fast Facts and Figures about Social Security, 2007.