RMA—The Risk Management Association thanks member institution contributors to the 2003-2004 Statement Studies Data Submissions Program

RMA Journal, The, Nov, 2003

Alabama

AmSouth Bank

Citizens Bank & Savings Co.

Compass Bank

Regions Financial Corp.

Southland Bank

SouthTrust Bank

Alaska

Northrim Bank

Wells Fargo Bank

Arizona

First National Bank of Arizona

Johnson Bank Arizona, N.A.

Mohave State Bank

Northern Trust Bank of Arizona

Valley Commerce Bank

Arkansas

Malvern National Bank

Metropolitan National Bank

Simmons First National Bank

Union Bank of Benton

California

Bank of Agriculture & Commerce

California Bank and Trust

California Federal Bank

Citizens Business Bank

City National Bank

Exchange Bank

Farmers & Merchants Bank Central CA

First American Bank

First Commerce Bank

First Federal Bank of California

First National Bank

First Northern Bank of Dixon

Greater Bay Bancorp

North Bay Bancorp

Placer Sierra Bank

PriVest Bank

Sonoma National Bank

Stockmans Bank

The Mechanics Bank

Tri Counties Bank

Union Safe Deposit Bank

United Mizrahi Bank Ltd.

Valley Community Bank

Valley Independent Bank

Vintage Bank

Wells Fargo Bank N.A.

Westamerica Bank

Colorado

Citywide Banks

CoBank

Collegiate Peaks Bank

Colorado Business Bank, N,A.

First National Bank

First National Bank of Colorado

Wells Fargo Bank

Western National Bank

Connecticut

Chelsea Groton Savings Bank

Farmington Savings Bank

First City Bank

Milford Bank

Naugatuck Savings Bank

Northwest Community Bank

People's Bank

Webster Bank

Delaware

Baltimore Trust Company

Delaware National Bank

Wilmington Trust Co.

District of Columbia

Riggs National Bank

Florida

Bank of Tampa

Capital City Bank

City National Bank of Florida

Continental National Bank Miami

First National Bank & Trust

First National Bank and Trust of the Treasure Coast

Flagler Bank

Grand Bank of Florida

Premier Community Bank

Southern Commerce Bank

Southern Exchange Bank

Tarpon Coast National Bank

United 8ank & Trust Co.

Vanguard Bank & Trust Co.

Georgia

Athens First Bank & Trust Co,

Citizens 8ank & Trust of W. Georgia

Cohutta Banking Co.

Columbus Bank & Trust

First American Bank & Trust Co.

First Bank of the South

Georgia Bank & Trust Co.

Heritage Bank

Omni National Bank

Rossville Bank

Security Bank of Bibb County

SouthTrust Bank of Georgia, N.A.

SunTrust Banks, Inc.

Hawaii

American Savings Bank

Bank of Hawaii

Central Pacific Bank

City Bank

Finance Factors Ltd.

First Hawaiian Bank

Hawaii National Bank

Idaho

Idaho Banking Company

Mountain West Bank

Illinois

Albany Bank & Trust Co,, N.A.

Alpine Bank of Illinois

AMCORE Bank, N.A.

America United Bank and Trust Company, USA

American National Bank DeKalb County

Bank One

BankIllinois

Busey Bank

Citizens First National Bank

Cole Taylor Bank

First Bank & Trust

First National Bank of La Grange

First National Bank

Great Lakes Bank

Hickory Point Bank and Trust

Illini Bank

LaSalle Bank, N.A.

National Bank & Trust Company

National City Bank

National Republic Bank Chicago

Old Second National Bank

Prairie Bank & Trust Company

Sauk Valley Bank & Trust Co.

TCF Bank

US Bank

Indiana

1st Source Bank

Campbell & Fetter Bank

Centier Bank

Intergra Bank

Irwin Union Bank & Trust Co.

Lafayette Bank & Trust Co.

Lake City Bank

Mercantile National Bank of Indiana

National City Bank Indiana

STAR Financial Bank

Iowa

American Trust & Savings Bank

Dubuque Bank & Trust Co.

F&M Bank Iowa Central

Farmers State Bank

First National Bank of Akron

Security National Bank

Wells Fargo Bank Iowa, N.A.

Kansas

Bank of Blue Valley

Central Bank & Trust Co.

Citizens National Bank

Commerce Bank, N.A,

Cornerstone Bank

Emporia State Bank and Trust Co.

Emprise Bank, N.A.

Fidelity Bank

First Bank

First National Bank

Intrust Bank

Legacy Bank

Midland National Bank

Mulvane State Bank

Silver Lake Bank

Sunflower Bank

Kentucky

Central Bank & Trust Co.

Community Trust Bank, N.A.

National City Bank Kentucky

Louisiana

Business Bank of Baton Rouge

Hibernia National Bank

Jeff Davis Bank & Trust Co.

Omni Bank

Progressive Bank

South Louisiana Bank

Whitney National Bank

Maine

Bangor Savings Bank

Bank North Group Inc.

First Citizens Bank

First National Bank Damariscotta

Gardiner Savings Institution FSB

Gorham Savings Bank

Kennebunk Savings Bank

Norway Savings Bank

Maryland

Annapolis Banking & Trust Co.

Bank of Glen Burnie

Bank of Southern Maryland

Calvert Bank & Trust Co,

Chesapeake Bank of Maryland

Chevy Chase Bank FSB

Citizens National Bank

County Banking & Trust Co,

F&M Bank

Farmers & Mechanics National Bank

Frederick County Bank

Fredericktown Bank & Trust Co.

Hagerstown Trust Company

Key Bank and Trust

M & T Bank

Mercantile--Safe Deposit & Trust

Peninsula Bank

Potomac Valley Bank

Provident Bank of Maryland

Queenstown Bankof Maryland

Sandy Spring National Bank

Sequoia Bank

Westminster Union Bank

Massachusetts

Bank of Western Massachusetts

Beverly National Bank

Boston Private Bk & Trust Co,

Bristol County Savings Bank

Canton Institution for Savings

Cape Cod Bank & Trust Co.

Cape Cod Five Cents Savings Bank

Central Co-Operative Bank

Commonwealth National Bank

Community Bank

Community National Bank

Eastern Bank

Enterprise Bank and Trust Co.

Fall River Five Cents Savings Bank

Fleet Boston Corporation

Lawrence Savings Bank

Legacy Banks

Nantucket Bank

North Middlesex Savings Bank

Peoples Savings Bank

Slade's Ferry Trust Co.

The Milford National Bank and Trust

Webster Five Cents Savings Bank

Westbank

Westfield Bank

Winchester Savings Bank