UB: annual finance buyer's guide: an easy-to-use guide on finance information for higher education

University Business, Nov, 2005

Campus Commerce

Collegiate Funding Services Inc.

10304 Spotsylvania Av.,

Suite 100

Fredericksburg, VA 22408

866-922-9965

www.cfscampusloans.com

ABOUT US

Collegiate Funding Services is a leading education finance company dedicated to providing students and their families with the practical advice and loan solutions they need to help pay for and manage the cost of higher education. Collegiate Funding Services also offers a comprehensive portfolio of education loan products and services--including loan origination, loan servicing and campus-based scholarship and affinity marketing tools-to the higher education community. Since 1998, Collegiate Funding Services has facilitated the origination of over $20 billion in education loans and currently manages $12 billion in student loans for more than 460,000 borrowers.

PRODUCTS/SERVICES

We offer STAFFORD and PLUS loan programs that reward borrowers for automatic withdrawals and consecutive on-time payments. Our PLUS loan programs also offer parents the option to delay payments for up to 48 months while their son or daughter is attending school. CERTIFIED and NON-CERTIFIED PRIVATE EDUCATION loan programs are available to finance up to 100% of a student's higher education. Our beneficial programs are for undergraduates, graduate students, continuing education students, and K-12 students. For online entrance and exit counseling, COLLEGEXIT is an easy way for students to complete required counseling sessions and for campus professionals, it cuts down on the paperwork and increases counseling completion rates. Registered students are also entered to win monthly $1,000 scholarship drawings. Visit www.collegexit.com or ask for details.

Our FEDERAL CONSOLIDATION loan program is one of the nation's leading student loan refinance products, offering graduates the ability to lock in the lowest rates in the history of the student loan program. Graduates may also qualify for additional money-saving interest rate discounts of up to 1.25% *. We offer our graduates the benefit of combining multiple loans into a single monthly payment and bill, repayment flexibility, and no application fees or charges. Graduates can apply easily over the telephone or online, and pay no prepayment penalties.

Our PRIVATE CONSOLIDATION loan program is one of the few consolidation products available to the growing number of graduates with privately insured student loans. Graduates will benefit from refinancing their multiple privately insured student loans into one refinanced loan with lower monthly payments and one simple billing statement. Graduates can apply easily over the telephone or online and there are no out-of-pocket expenses.

NEWS

Visit www.cfscampusloans.com or call 866-922-9965 to contact your campus regional director for more details.

* Limited time offer.

eValuCheck

Thomas Olsen, Sales

7150 East Camelback Road

Suite 444,

Scottsdale, AZ 85251

480-477-8090,

480-477-8091 Fax

FACTS Management Company--A Nelnet Company

100 N. 56th St., Suite 306

Lincoln, NE 68504

800-624-7092

www.factsmgt.com

FACTS Management Company--a Nelnet company--is the leader in providing tuition payment plans for higher education. Our experienced staff, superior information management capabilities, online and telephone counseling services, knowledge of the special needs of higher education, and the capability we have as the largest tuition management provider, contribute to making FACTS the best choice for your institution. Affordability of education is our primary business. It drives every meeting, every sales presentation, every decision. Simply put, FACTS is your best decision for a partner to administer a tuition payment plan for your students. FACTS and Nelnet--Making Educational Dreams Possible.

Higher One, Inc.

25 Science Park

New Haven, CT 06511

203-775-7776

www.HigherOne.com

Focused exclusively on higher education, Higher One provides refund management services to higher education institutions and banking services to members of their community through a card-based solution. Higher One's integrated solution helps universities reduce administrative costs, streamline business processes, create new revenue streams, increase student customer service and strengthen the campus community. Higher One's refund service, 0neDisburse, provides students with more choices and better services for receiving financial refunds. Higher One also offers a suite of banking services called OneFinance, which includes the OneAccount, a no minimum balance, no monthly fee checking account with the 0neCard, a MasterCard[R] Debit card for ATM withdrawals and purchases, and exclusive features such as "Send Money", Easy Refund, and Campus AutoLoad. The OneFinance and OneDisburse solutions can be integrated with the institution's ID card or provided through a separate "refund only" card.

To date, Higher One has disbursed over three-quarters of a billion dollars in refunds for its university clients. More than 300,000 students, faculty, and staff at distinguished public and private universities use Higher One's services through their ID or refund card.