Chimney pipe plant stands and tables

Sunset, Spring-Summer, 1995 by Lauren Bonar Swezey

Selected Ratios and Other Data

(Unaudited; In thousands, except per share data)

Quarter Ended

March 31

1995 1994

Operating Ratios:

Return on Average Assets 0.65% 1.13%

Return on Average Equity 8.47 11.46

Net Interest Margin 4.15 5.82

Capital Ratios:

Equity/Assets 7.61% 9.69%

Leverage Ratio 6.80 9.69

Tier I Capital

to risk-adjusted assets 12.52% 13.97%

Total Capital

to risk-adjusted assets 13.78% 15.22%

Per Share Information:

Earnings per share $0.66 $0.83

Dividends per share 0.325 0.325

Book Value per share 31.69 29.57

Shares outstanding 3,551,228 2,706,000

Credit Quality Data:

Non-performing loans $16,835 $5,841

Non-performing assets 18,717 5,841

Loan loss reserve 14,423 9,816

Loan loss reserve/

Non-performing loans 85.67% 168.05%

Average Balances:

Loans, net $ 1,093,800 $ 549,394

Earning assets 1,363,390 713,640

Total assets 1,459,556 796,267

Deposits 821,054 617,779

Equity 111,850 79,615

-0- 5/15/95

/CONTACT: Mr. Daniel Motohiro, Senior Vice President and Chief Financial Officer of CB Bancshares, Inc., 808-546-8413/

(CBBI)

CO: CB Bancshares, Inc. ST: Hawaii IN: FIN SU: ERN

TM-MJ -- NY166 -- 6209 05/15/95 19:10 EDT