Bumper mentality: Americans buy SUVs to feel safer. They should buy life insurance, too

Washington Monthly, Dec, 2002 by Stephanie Mencimer

Because of their vehicles size and four-wheel drive capability, SUV drivers tend to overestimate their own security, which prompts many to drive like maniacs, particularly in inclement weather. And SUV drivers--ever image-conscious and overconfident--seem to hate seat belts as much as they love talking on their cell phones while driving. Bradsher reports that four-fifths of those killed in roll-overs were not belted in, even though 75 percent of the general driving population now buckles up regularly.

While failing to protect their occupants, SUVs have also made the roads more dangerous for others. The "kill rate," as Bradsher calls it, for SUVs is simply jaw-dropping. For every one life saved by driving an SUV, five others will be taken. Government researchers have found that a behemoth like the four-ton Chevy Tahoe kills 122 people for every 1 million models on the road; by comparison, the Honda Accord only kills 21. Injuries in SUV-related accidents are likewise more severe.

Part of the reason for the high kill rate is that cars offer very little protection against an SUV hitting them from the side--not because of the weight, but because of the design. When a car is hit from the side by another car, the victim is 6.6 times as likely to die as the aggressor. But if the aggressor is an SUV, the car driver's relative chance of dying rises to 30 to 1, because the hood of an SUV is so high off the ground. Rather than hitting the reinforced doors of a car with its bumper, an SUV will slam into more vulnerable areas and strike a car driver in the head or chest, where injuries are more life-threatening. But before you get an SUV just for defensive purposes, think again. Any safety gains that might accrue are cancelled out by the high risk of rollover deaths, which usually don't involve other cars.

Ironically, SUVs are particularly dangerous for children, whose safety is often the rationale for buying them in the first place. Because these beasts are so big and hard to see around (and often equipped with dark-tinted glass that's illegal in cars), SUV drivers have a troubling tendency to run over their own kids. Just recently, in October, a wealthy Long Island doctor made headlines after he ran over and killed his two-year-old in the driveway with his BMW X5. He told police he thought he'd hit the curb.

To illustrate the kind of selfishness that marks some SUV drivers, Bradsher finds people who rave about how they've survived accidents with barely a Scratch, yet neglected to mention that the people in the other car were all killed. (One such woman confesses rather chillingly to Bradsher that her first response after killing another driver was to go out and get an even bigger SUV.) The tragedy of SUVs is that highway fatalities were actually in decline before SUVs came into vogue, even though Americans were driving farther. This is true largely for one simple reason: the seatbelt. Seatbelt usage rose from 14 percent in 1984 to 73 percent in 2001. But seatbelts aren't much help if you're sideswiped by an Escalade, a prospect that looms yet more ominously as SUVs enter the used-car market. Not surprisingly, last year, for the first time in a decade, the number of highway deaths actually rose.