YIELDS - money market funds - Statistical Data Included

Kiplinger's Personal Finance Magazine, Nov, 1999

TOP-YIELDING MONEY-MARKET MUTUAL FUNDS

                                 RECENT       MIN.
Taxable                       30-DAY YIELD   INVEST.

1. Strong Investors(*)            5.23%      $1,000
2. Scudder Prime Reserve(*)       5.11       10,000
3. Wilmington Trust(*)            5.09       10,000
4. Bunker Hill(*)                 5.08        5,000
5. Lake Forest(*)                 5.00        2,500

   NATL AVERAGE                   4.59%

                                                     TOLL-FREE
Taxable                       WEB ADDRESS (WWW.)       NUMBER

1. Strong Investors(*)        strongfunds.com       800-368-3863
2. Scudder Prime Reserve(*)   scudder.com           800-854-8525
3. Wilmington Trust(*)        --                    800-254-3948
4. Bunker Hill(*)             payden.com            800-572-9336
5. Lake Forest(*)             lakeforestfunds.com   888-295-5707

   NATL AVERAGE
                                 TAX. EQ. YIELD
                     RECENT         28%/31%        MIN.
Tax-free          30-DAY YIELD      BRACKET       INVEST.

1. Strong             3.16%        4.4%/4.6%      $2,500
2. Vanguard           3.04          4.2/4.4        3,000
3. USAA               3.01          4.2/4.4        3,000
4. ABN AMRO(*)        2.99          4.2/4.3        2,000
5. Zurich             2.96          4.1/4.3        1,000

   NATL AVERAGE       2.60%        3.6%/3.8%

                                          TOLL-FREE
Tax-free           WEB ADDRESS (WWW.)       NUMBER

1. Strong         strongfunds.com        800-368-3863
2. Vanguard       vanguard.com           800-635-1511
3. USAA           --                     800-531-8448
4. ABN AMRO(*)    abnamrofunds-usa.com   800-443-4725
5. Zurich         zurichfunds.com        888-523-4140

   NATL AVERAGE

(*) Fund is waiving all or a portion of its expenses.

SOURCE: IBC's Money Fund Report, IBC Financial Data Inc., 290 Eliot St., Box 9104, Ashland, MA 01721; 800-343-5413; www.ibcdata.com

TOP-YIELDING CERTIFICATES OF DEPOSIT

                                          RECENT      MIN.
6-month                                 ANN. YIELD   AMOUNT

1. Transportation Alliance (Utah)          6.43%     $10,000
2. Providian National (N.H.)               6.00       10,000
3. M&T Bank (N.Y.)                         5.95        5,000
4. Grand Lake (Okla.)                      5.90       10,000
5. Intervest National (N.Y.)               5.90        2,500

   NATL AVERAGE                            4.33%

1-year

1. Transportation Alliance (Utah)          6.54%     $10,000
2. Providian National (N.H.)               6.23       10,000
3. Capital One (Va.)                       6.20       10,000
4. First Internet Bank/Ind.([dagger])      6.17        1,000
5. Net. Bank (Ga.)([dagger])               6.15        2,000

   NATL AVERAGE                            4.71%

5-year

1. Capital One (Va.)                       6.90%     $10,000
2. Providian National (N.H.)               6.83       10,000
3. M&T Bank (N.Y.)                         6.81        5,000
4. Key Bank (N.Y.)                         6.77        5,000
5. MBNA America (Del.)                     6.70       10,000

   NATL AVERAGE                            5.23%

6-month                                  WEB ADDRESS (WWW.)

1. Transportation Alliance (Utah)       tabbank.com
2. Providian National (N.H.)            providian.com
3. M&T Bank (N.Y.)                      mandtbank.com
4. Grand Lake (Okla.)                   webh.corn/grand
5. Intervest National (N.Y.)            intervestnatbank.com

   NATL AVERAGE

1-year

1. Transportation Alliance (Utah)       tabbank.com
2. Providian National (N.H.)            providian.com
3. Capital One (Va.)                    capitalone.com
4. First Internet Bank/Ind.([dagger])   firstib.com
5. Net. Bank (Ga.)([dagger])            netbank.com

   NATL AVERAGE

5-year

1. Capital One (Va.)                    capitalone.com
2. Providian National (N.H.)            providian.com
3. M&T Bank (N.Y.)                      mandtbank.com
4. Key Bank (N.Y.)                      keybank.com
5. MBNA America (Del.)                  mbnainternational.com

   NATL AVERAGE

                                         TOLL-FREE
6-month                                    NUMBER

1. Transportation Alliance (Utah)       800-398-8591
2. Providian National (N.H.)            800-414-9692
3. M&T Bank (N.Y.)                      800-528-6532
4. Grand Lake (Okla.)                   888-210-6640
5. Intervest National (N.Y.)            212-218-8383

   NATL AVERAGE

1-year

1. Transportation Alliance (Utah)       800-398-8591
2. Providian National (N.H.)            800-414-9692
3. Capital One (Va.)                    800-564-7426
4. First Internet Bank/Ind.([dagger])   888-873-3424
5. Net. Bank (Ga.)([dagger])            888-256-6932

   NATL AVERAGE

5-year

1. Capital One (Va.)                    800-564-7426
2. Providian National (N.H.)            800-414-9692
3. M&T Bank (N.Y.)                      800-528-6532
4. Key Bank (N.Y.)                      800-872-5553
5. MBNA America (Del.)                  800-577-3556

   NATL AVERAGE