Time to Recharge Your Batteries - the benefits of a 'quickie' vacation, or a vacation wrapped around a weekend - includes money market and certificate of deposit statistics

Kiplinger's Personal Finance Magazine, Sept, 1999 by Ed Henry

(*) Fund is waiving all or a portion of its expenses.

SOURCE: IBC's Money Fund Report, IBC Financial Data Inc., 290 Eliot St., Box 9104, Ashland, MA 01721; 800-343-5413; www.ibcdata.com

TOP-YIELDING CERTIFICATES OF DEPOSIT

                                        RECENT      MIN.
6-month                               ANN. YIELD   AMOUNT

1. American/Lehigh Valley (Pa.)          5.45%     $10,000
2. Key Bank (N.Y.)                       5.44        5,000
3. First Market (Tenn.)                  5.42        5,000
4. Arkansas National (Ark.)              5.41       10,000
5. Providian National (N.H.)             5.40        1,000

NATL AVERAGE                             4.18%

1-year

1. 1st Internet Bank/Ind.([dagger])      5.96%      $1,000
2. USAccess (Ky.)                        5.94          500
3. Providian National (N.H.)             5.91        1,000
4. Capital One (Va.)                     5.90       10,000
5. TeleBank (Va.)                        5.86        1,000

NATL AVERAGE                             4.52%

5-year

1. Capital One (Va.)                     6.75%     $10,000
2. Key Bank (N.Y.)                       6.72        5,000
3. Providian National (N.H.)             6.67        1,000
4. USAccess (Ky.)                        6.56          500
5. TeleBank (Va.)                        6.50        1,000

NATL AVERAGE                             4.92%

6-month                               WEB ADDRESS (WWW.)

1. American/Lehigh Valley (Pa.)       pcbanker.com
2. Key Bank (N.Y.)                    keybank.com
3. First Market (Tenn.)               firstmarketbank.com
4. Arkansas National (Ark.)           arknatl.com
5. Providian National (N.H.)          providian.com

1-year

1. 1st Internet Bank/Ind.([dagger])   firstib.com
2. USAccess (Ky.)                     usaccessbank.com
3. Providian National (N.H.)          providian.com
4. Capital One (Va.)                  capitalone.com
5. TeleBank (Va.)                     telebankonline.com

5-year

1. Capital One (Va.)                  capitalone.com
2. Key Bank (N.Y.)                    keybank.com
3. Providian National (N.H.)          providian.com
4. USAccess (Ky.)                     usaccessbank.com
5. TeleBank (Va.)                     telebankonline.com

                                        TOLL-FREE
6-month                                   NUMBER

1. American/Lehigh Valley (Pa.)       888-366-6622
2. Key Bank (N.Y.)                    800-872-5553
3. First Market (Tenn.)               800-968-3824
4. Arkansas National (Ark.)           888-226-5262
5. Providian National (N.H.)          800-414-9692

1-year

1. 1st Internet Bank/Ind.([dagger])   888-873-3424
2. USAccess (Ky.)                     877-369-2265
3. Providian National (N.H.)          800-414-9692
4. Capital One (Va.)                  800-564-7426
5. TeleBank (Va.)                     800-835-3226

5-year

1. Capital One (Va.)                  800-564-7426
2. Key Bank (N.Y.)                    800-872-5553
3. Providian National (N.H.)          800-414-9692
4. USAccess (Ky.)                     877-369-2265
5. TeleBank (Va.)                     800-835-3226