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Without credit cards to steal, identity thieves will be looking for checks. If they get their hands on these, they can order new ones and have them sent to their address. So if you must bring checks, bring only as many as you need and record the check numbers, Better yet, opt for travelers' checks.

After you've packed lightly, head to the post office and ask to hold your mail while you're gone. Do not rely on your next-door neighbor who may forget and create opportunity for a thief.

Once you've packed only the bare necessities and you've finally arrived at your destination, be mindful of your ATM use when you become cash-strapped. Many thieves peer over your shoulder or use binoculars to spy your personal identification number. They can then snatch your card and drain your account. To avoid this you should try to shield the ATM keypad as best you can during a transaction. Don't be ashamed to put your hand over the pad if you feel uncomfortable.

Even with all of these precautions, make sure you prepare for the worst-case scenario. For each credit card you've brought on your trip, write down the card's account number, credit limit and expiration dates along with the financial institution's contact information. Put this information in safe place so that you'll be able to make the necessary contacts should an emergency arise.

Being prepared for an identity thief's tactics ensure that the only thing stolen will be their victory.

If you feel you have been a victim of identity theft, you can call one of the three major credit bureaus at the numbers below. The bureau you contact will alert the other two agencies:

Equifax: 800-525-6285

Experian: 888-397-3742

TransUnion: 800-680-7289

The bureaus will then enter a "fraud alert" on your credit report and send you a free copy of your report to review. For more information on identity theft, contact www.consumerinfo.gov/idtheft.>