Striving to be a millionaire: Charles Glass is studying hard to get his Ph.D. in wealth building; Glass, an assistant professor at Howard University, is trying to become a millionaire before he reaches 40 - Black Wealth Initiative

Black Enterprise, Sept, 2003 by Nicole Lewis

1 To save and invest 10% to 15% of my after-tax income

2 To be a proactive and informed investor

3 To be a disciplined and knowledgeable consumer

4 To measure my personal wealth by net worth, not income

5 To engage in sound budget, credit and tax management practices

6 To teach business and financial principles to my children

7 To use a portion of my personal wealth to strengthen my community

8 To support the creation and growth of profitable, competitive black-owned enterprises

9 To maximize my earning power through a commitment to career development, technological literacy and professional excellence

10 To ensure that my wealth is passed on to future generations