Give your employees something to talk about

HR Magazine, Oct, 2003

With workplacehomeloans by ditech.com talk around the water cooler may never be the same!

[ILLUSTRATION OMITTED]

Introducing the turn-key program that provides your employees with home loan discounts!* Provide this unique advantage to your employees without adding cost to your company's bottom line.

Terms and conditions apply. Subject to underwriting approval. Not all applicants will be approved. Rates subject to change without notice. Taxes & Insurance are extra. Fees & charges apply. Arizona Mortgage Banker License Number BK-0903062; Licensed by the CA Dept. of Corporations under the California Residential Mortgage Lending Act; Georgia Residential Mortgage Licensee license number 5845. Illinois Residential Mortgage Licensee; in HI, MA & WY, business is conducted under the name of GMAC Mortgage Corporation. In MA business is conducted under the name of ditech.com, Inc., MA Mortgage Lender license number ML 1895, MN: this is not an offer to enter into an agreement. Any such offer may only be made in accordance with the requirements of Minn Stat Section 47.206 (3) & (4); New Hampshire Banking Dept. License Numbers 7144-MBB-BCH and 7147-MHL-ADL; Licensed by the N.J. Department of Banking and Insurance; Licensed Mortgage Banker - New York State Banking Dept.; Pennsylvania Dept. of Banking Licenses; Rhode Island Licensed Lender. [c]2003 ditech.com is a registered trademark of the GMAC Mortgage Corporation. Equal Housing Opportunity, 3200 Park Center Drive, Suite 150, Costa Mesa, CA 92626.

Your mortgage solution. Delivered.[sm]

For more information, call 1-800-71-Fixed, ext. 6401.

*Including debt consolidation and home equity programs.