Applications approved under Bank Holding Company Act - Legal Developments - Brief Article

Federal Reserve Bulletin, May, 2002

By the Secretary of the Board

Recent applications have been approved by the Secretary of the Board as listed below. Copies are available upon request to the Freedom of Information Office, Office of the Secretary, Board of Governors of the Federal Reserve System, Washington, D.C. 20551.

Section 3

Applicant(s)                 Bank(s)                    Effective Date

Wells Fargo & Company,       Tejas Bancshares, Inc.,    March 20, 2002
  San Francisco,               Amarillo, Texas
  California                 Tejas Force, Inc.,
                               Wilmington, Delaware
                             The First National Bank
                               of Amarillo,
                               Amarillo, Texas

Section 4

Applicant(s)                 Bank(s)                    Effective Date

Guaranty Bancorp, Inc.,      Community Financial        March 29, 2002
  Woodsville,                  Services Partners,
  New Hampshire                Inc.,
                               Derby, Vermont
                             Community Financial
                               Services, Group, LLC.,
                               Newport, Vermont
Mercantile Bankshares        Mercantile Mortgage LLC,   March 7, 2002
  Corporation,                 Baltimore, Maryland
  Baltimore, Maryland

The Royal Bank of Scotland   Digital Signature Trust    March 19, 2002
  Group plc,                   Company,
  Edinburgh, Scotland          Salt Lake City, Utah
Identrus, LLC,
  New York, New York