Applications Approved Under Bank Holding Company Act: By Federal Reserve Banks

Federal Reserve Bulletin, July, 2001

APPLICATIONS APPROVED UNDER BANK HOLDING COMPANY ACT
By Federal Reserve Banks

Recent applications have been approved by the Federal Reserve
Banks as listed below. Copies are available upon request to
the Reserve Banks.

Section 3

Applicant(s)         Bank(s)             Reserve Bank    Effective Date

Ambanc Holding       American Bank &     St. Louis       April 26, 2001
  Company, Inc.,       Trust Company,
  Bowling Green,       Inc.,
  Kentucky             Bowling Green,
                       Kentucky
Ameriana Bancorp,    Ameriana Bank       Chicago         May 21, 2001
  New Castle,          and Trust
  Indiana              of Indiana,
                       New Castle,
                       Indiana
American National    Ambanc Financial    Chicago         May 2, 2001
  Bank of Beaver       Services, Inc.,
  Dam Employee         Beaver Dam,
  Stock Ownership      Wisconsin
  Trust,             American National
  Beaver Dam,          Bank of Beaver
  Wisconsin            Dam,
                       Beaver Dam,
                       Wisconsin
                     Bank of
                       Helenville,
                       Helenville,
                       Wisconsin
AmericaUnited        National Bancorp,   Chicago         May 4, 2001
  Bancorp, Inc.,       Inc.,
  Schaumburg,          Sycamore,
  Illinois             Illinois
                     American National
                       Bank of DeKalb
                       County,
                       Sycamore,
                       Illinois
BNCCorp, Inc.,       BNC National Bank   Minneapolis     May 10, 2001
  Bismarck,            of Arizona,
  North Dakota         Tempe, Arizona
Capital Bancorp,     Capital Bank &      Atlanta         May 23, 2001
  Inc.,                Trust Company,
  Nashville,           Nashville,
  Tennessee            Tennessee
C.C. Bancorp,        Cattaraugus         New York        May 7, 2001
  Inc.,                County Bank,
  Little Valley,       Little Valley,
  New York             New York
Centennial Bank      Berthoud Bancorp,   Kansas City     May 3, 2001
  Holdings, Inc.,      Inc.,
  Eaton, Colorado      Berthoud,
                       Colorado
                     Berthoud National
                       Bank,
                       Berthoud,
                       Colorado
Central Ohio         First National      Cleveland       May 8, 2001
  Bancorp,             Bank,
  Waverly, Ohio        Waverly, Ohio
Farmers Financial    Farmers Bank        St. Louis       May 9, 2001
  Corporation,         of Milton,
  Milton, Kentucky     Milton,
                       Kentucky
First Muskogee       First National      Kansas City     May 23, 2001
  Financial            Bank of
  Corporation,         Muskogee,
  Muskogee,            Muskogee,
  Oklahoma             Oklahoma
First National       First State         Kansas City     May 22, 2001
  Bank Holding         Bancorp of the
  Company,             Rockies,
  Longmont,            Fort Collins,
  Colorado             Colorado
Foresight            Lena Bancorp,       Chicago         May 17, 2001
  Financial Group,     Inc.,
  Inc.,                Lena, Illinois
  Rockford,          Lena State Bank,
  Illinois             Lena, Illinois
Georgia              The Bank of         Atlanta         May 18, 2001
  Bancshares,          Georgia,
  Inc.,                Fayetteville,
  Fayetteville,        Georgia
  Georgia
Gideon Management    General Partner     Kansas City     May 18, 2001
  L.L.C.,              of Gideon
  Topeka, Kansas       Enterprises
                       L.P,
                       Topeka, Kansas
Heartland Bancorp,   Chenoa              Chicago         May 8, 2001
  Inc.,                Corporation,
  Bloomington,         Chenoa,
  Illinois             Illinois
                     Bank of Chenoa,
                       Chenoa,
                       Illinois
Henderson Citizens   Rusk County         Dallas          May 21, 2001
  Bancshares,          Bancshares,
  Inc.,                Inc.,
  Henderson, Texas     Henderson,
                       Texas
                     Rusk Delaware
                       Financial
                       Corporation,
Henderson Citizens     Dover, Delaware
  Delaware           Peoples State
  Bancshares,          Bank,
  Inc.,                Henderson,
  Dover, Delaware      Texas
Industry             Coupland            Dallas          May 17, 2001
  Bancshares,          Bancshares,
  Inc.,                Inc.,
  Industry, Texas      Coupland, Texas
Industry Holdings,
  Inc.,
  Wilmington,
  Delaware
JBS, Inc.,           Edgeley             Minneapolis     May 2, 2001
  Kulm, North          Bancorporation,
  Dakota               Inc.,
                       Edgeley, North
                       Dakota
LSB Corporation,     Lawrence Savings    Boston          May 18, 2001
  North Andover,       Bank,
  Massachusetts        North Andover,
                       Massachusetts
Mahaska Investment   Mahaska             Chicago         May 16, 2001
  Company ESOP,        Investment
  Oskaloosa, Iowa      Company,
                       Oskaloosa, Iowa
Marshall & Ilsley    M&I Bank of         Chicago         May 2, 2001
  Corporation,         Mayville,
  Milwaukee,           Mayville,
  Wisconsin            Wisconsin
Milstar Financial,   First Western       Atlanta         May 22, 2001
  Inc.,                Bank,
  Miami Beach,         Cooper City,
  Florida              Florida
North Cascades       bankcda,            San Francisco   May 2, 2001
  Bancshares,          Coeur d'Alene,
  Inc.,                Idaho
  Chelan,
  Washington
Persons Banking      The Farmers Bank,   Atlanta         May 11, 2001
  Company,             Forsyth,
  Lithonia,            Georgia
  Georgia
Quinlan              Lone Oak            Dallas          May 24, 2001
  Bancshares,          Financial
  Inc.,                Corporation,
  Quinlan, Texas       Lone Oak, Texas
                     Lone Oak State
                       Bank,
                       Lone Oak, Texas
Rockhold Bancorp,    La Plata            St. Louis       May 7, 2001
  Kirksville,          Bancshares,
  Missouri             Inc.,
                       La Plata,
                       Missouri
TFC Holding          InterBusiness       San Francisco   April 30, 2001
  Company,             Bank, N.A.,
  Los Angeles,         Los Angeles,
  California           California
United Security      United Security     San Francisco   May 4, 2001
  Bancshares,          Bank,
  Fresno,              Fresno,
  California           California

Section 4

                     Nonbanking
Applicant(s)         Activity/Company    Reserve Bank    Effective Date

Community            CRE Valuation       Atlanta         May 10, 2001
  Financial            Group, Inc.,
  Services, Inc.,      Atlanta,
  Atlanta, Georgia     Georgia
National             FirstCity           Chicago         May 4, 2001
  Bancshares,          Mortgage Corp.,
  Inc.,                Bettendorf,
  Bettendorf, Iowa     Iowa