Local Company Provides Cash Solutions for Commercial Property Owners

Market Wire, February, 2006

In a perfect world, everyone has great credit, golden tax returns and enough capital to personally fund their next acquisition. Unfortunately, about 90% of us do not live in that world. The fact is many of us will not qualify through traditional banks. So, what is the alternative? Welcome all to Martin & Mercer, L.L.C. Martin & Mercer was established to offer commercial mortgages with speed, flexibility and great terms to business owners, entrepreneurs and investors. They specialize in stated income/stated asset commercial lending throughout Florida and offer many benefits a bank simply cannot provide. For instance, unlike most banks, they do not require tax returns to qualify for financing, nor do they charge a commitment fee. None of their programs are balloon mortgages (A balloon mortgage requires the client to payoff the entire loan within a specified period of time, usually three to five years). They also do not limit the amount of "cash-out" a client can receive through a refinance and they do not delegate how the money is used. Fewer restrictions allow them to be much more flexible, which makes them a great alternative lending source for the many small business owners and commercial property investors who cannot qualify through traditional bank institutions. Martin & Mercer understands cash businesses. Whether you're looking to finance your next acquisition or need to access capital for expansion, debt consolidation, inventory or your own personal use, Martin & Mercer will make it easy to get the cash you need -- fast! By using a simplified 3-step application process similar to a residential mortgage, loans generally close within four to six weeks of the initial loan application. They lend up to $1 million and finance most commercial property types. "We have solved the self-employed borrower dilemma with stated income/stated asset underwriting for commercial loans," said Shane Martin, partner of Martin & Mercer, L.L.C. "When the bank cannot provide financing for their client, we are the best option. Rather than compete with the banks, we offer a completely unique loan program which enables us to work together and provide solutions for an underserved market. This results in a win-win situation for everyone, especially the client."

For more detailed information please visit the website www.MartinandMercer.com. You can also contact the office toll free at 877.301.4660, or local in Tampa at 813.322.3522, between the hours of 9 a.m. to 5 p.m. EST Monday through Friday.

Martin & Mercer 877.301.4660